# PayTrack vs Masareef

The clearest difference is in-app purchases: Masareef at none against PayTrack's 4. Masareef also leads on ads (none vs shown) and iOS requirement (14.0 vs 18). PayTrack's advantage is update cadence (every 6 days vs every 3 weeks). On price and device support there is nothing between them.

Both are free to download. PayTrack sells 4 in-app purchases, starting at $2.99 per month. Masareef asks for nothing beyond the download.

PayTrack ships an update every 6 days, Masareef every 3 weeks. The most recent releases landed on October 31, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | PayTrack | Masareef |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/masareef-expense-tracker/id6760121459/reviews)** |
| Number of ratings | — | **2** |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Every 6 days** | Every 3 weeks |
| Monetization | — | Free |
| Size | 31 MB | 55 MB |
| Requires iOS | 18 | **14.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Omar Labib](https://appshunter.io/developer/6773124970) | [Soliman Soliman](https://appshunter.io/developer/1882742961) |

## What reviewers say

### PayTrack

[App page](https://appshunter.io/ios/app/paytrack-payment-plans/id6760031726)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro | $2.99 | per month |
| Pro | $17.99 | per year |
| Pay Track Pro Yearly & Intro Offer | $19.99 | per year |
| Pay Track Pro Lifetime | $49.99 | one-time |


### Masareef

[App page](https://appshunter.io/ios/app/masareef-expense-tracker/id6760121459)

This personal finance app automatically tracks your spending by reading bank SMS messages. It provides clear visual breakdowns of expenses by category and time period, helps manage upcoming bills, and offers personalized budget advice. Financial data is stored locally and encrypted on your device for privacy.

**Highlights:** Automatic transaction capture from bank SMS, Spending breakdown by category and time, Upcoming bill and subscription tracking, Personalized budget assistance, Local, encrypted data storage, Dual language support (Arabic/English)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PayTrack free?

PayTrack is free to download, with in-app purchases available.

### Is Masareef free?

Masareef is free to download, with no in-app purchases.

### Do PayTrack or Masareef have ads?

PayTrack shows ads; Masareef does not.

### Which is updated more often, PayTrack or Masareef?

PayTrack ships an update every 6 days, and Masareef every 3 weeks. Most recently, PayTrack was updated on October 31, 2026 and Masareef on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*