Pay Track vs Mahfazati
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Pay Track
Read full descriptionHide full description
Pay Track answers one question, and answers it well: what do I owe, and when? Not a budget app. Not an expense tracker. No bank login, no receipts to photograph, no spending charts telling you what you already spent. Pay Track looks forward โ at the rent, the subscriptions, the car installments, the school fees โ so nothing lands on you by surprise. SEE THE YEAR AHEAD Twelve months at a glance, so you know which months are heavy before they arrive. Tap any month to see exactly what falls in it. Quick cards show what's due in the next 30 and 90 days, so a quarterly installment never slips past a quiet month. EVERY KIND OF PAYMENT โข One-time โ a bill, an invoice, a single due date โข Recurring โ weekly, bi-weekly, monthly, quarterly, semi-annually or yearly โข Installments โ a plan with its own amount and date per installment, including uneven schedules A progress ring shows how much of a plan you've actually paid by amount, not just how many payments you've ticked off. YOUR HOME SCREEN, WITHOUT OPENING THE APP A widget in three sizes, with countdowns that advance on their own each day. Small leads with your next payment; medium and large show upcoming payments. Dark mode included. REMINDERS THAT ARRIVE ON TIME Choose same day, one day, or three days before. Set them per payment or let the default handle it. STAY ORGANIZED โข Categories with your own emoji and colours โข History grouped by month, quarter or year, each with its own total โข Export what's coming as PDF or CSV โข Attach a receipt to any payment โข Available in English, Arabic, German, Spanish, French, Hebrew, Italian, Japanese, Portuguese and Turkish PRIVATE BY DESIGN Your payments sync across your devices through your private iCloud account. No account or sign-up is required. Terms of use: https://troubled-camp-754.notion.site/Pay-Track-Terms-and-Conditions-319f4defd85b8089968ce4123eaabcd2 Privacy policy: https://troubled-camp-754.notion.site/Pay-Track-Privacy-Policy-319f4defd85b80e19350e1d7e00315f7
Mahfazati
Read full descriptionHide full description
Take control of your money with Mahfazati! The easiest way to track your daily expenses and manage your monthly salary. Features: โข Record expenses manually or via bank SMS โข Track your salary โ see what's left in real time โข Installments โ car, property, personal loans with early payment โข Monthly bills โ electricity, internet, telecom โข Credit cards โ track balance and due dates โข Budget โ set limits per category โข Debts โ track money owed to and from you โข Savings goals โ set targets and track progress โข Trips โ track expenses per trip โข Monthly reports with charts โข Salary plan โ 50/30/20 or customize your own โข PDF export Supports Arabic and English. Free version includes all basic features. Subscribe to Pro for unlimited cards, budgets, and installments! Annual subscription: 49.99 SAR/year with free trial. Terms of Use: https://yousefalotaibi1.github.io/mahfazati-policy/terms.html Privacy Policy: https://yousefalotaibi1.github.io/mahfazati-policy/privacy-policy.html
Screenshots
Verdict
The clearest difference is ads: Mahfazati at none against Pay Track's shown. Mahfazati also leads on iOS requirement (15.0 vs 18). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Pay Track sells 2 in-app purchases, starting at $2.99 per month and Mahfazati sells 1 in-app purchase, starting at $14.99 per year. Whichever you choose, the download price is not the number that matters.
Pay Track ships an update every 4 days, Mahfazati every 2 days. The most recent releases landed on October 16, 2026 and October 15, 2026 respectively.
| Parameter | Pay Track | Mahfazati |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 days | Every 2 days โ better |
| Ads | Yes | No โ better |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone, iPod โ better |
| Requires iOS | 18 | 15.0 โ better |
| Further details โ not scored | ||
| Size | 31 MB | 15 MB |
| Age rating | 4+ | 4+ |
| Developer | Omar Labib | Yousef Alotaibi |
In-app purchases
Pay Track
- Pro$2.991 Month
- Pro$17.991 Year
Mahfazati
- Pro3 Days trial$14.991 Year









