Comparison

Pay Track vs Mahfazati

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Pay Track

Features
Read full description

Pay Track answers one question, and answers it well: what do I owe, and when? Not a budget app. Not an expense tracker. No bank login, no receipts to photograph, no spending charts telling you what you already spent. Pay Track looks forward โ€” at the rent, the subscriptions, the car installments, the school fees โ€” so nothing lands on you by surprise. SEE THE YEAR AHEAD Twelve months at a glance, so you know which months are heavy before they arrive. Tap any month to see exactly what falls in it. Quick cards show what's due in the next 30 and 90 days, so a quarterly installment never slips past a quiet month. EVERY KIND OF PAYMENT โ€ข One-time โ€” a bill, an invoice, a single due date โ€ข Recurring โ€” weekly, bi-weekly, monthly, quarterly, semi-annually or yearly โ€ข Installments โ€” a plan with its own amount and date per installment, including uneven schedules A progress ring shows how much of a plan you've actually paid by amount, not just how many payments you've ticked off. YOUR HOME SCREEN, WITHOUT OPENING THE APP A widget in three sizes, with countdowns that advance on their own each day. Small leads with your next payment; medium and large show upcoming payments. Dark mode included. REMINDERS THAT ARRIVE ON TIME Choose same day, one day, or three days before. Set them per payment or let the default handle it. STAY ORGANIZED โ€ข Categories with your own emoji and colours โ€ข History grouped by month, quarter or year, each with its own total โ€ข Export what's coming as PDF or CSV โ€ข Attach a receipt to any payment โ€ข Available in English, Arabic, German, Spanish, French, Hebrew, Italian, Japanese, Portuguese and Turkish PRIVATE BY DESIGN Your payments sync across your devices through your private iCloud account. No account or sign-up is required. Terms of use: https://troubled-camp-754.notion.site/Pay-Track-Terms-and-Conditions-319f4defd85b8089968ce4123eaabcd2 Privacy policy: https://troubled-camp-754.notion.site/Pay-Track-Privacy-Policy-319f4defd85b80e19350e1d7e00315f7

About

Mahfazati

Features
Read full description

Take control of your money with Mahfazati! The easiest way to track your daily expenses and manage your monthly salary. Features: โ€ข Record expenses manually or via bank SMS โ€ข Track your salary โ€” see what's left in real time โ€ข Installments โ€” car, property, personal loans with early payment โ€ข Monthly bills โ€” electricity, internet, telecom โ€ข Credit cards โ€” track balance and due dates โ€ข Budget โ€” set limits per category โ€ข Debts โ€” track money owed to and from you โ€ข Savings goals โ€” set targets and track progress โ€ข Trips โ€” track expenses per trip โ€ข Monthly reports with charts โ€ข Salary plan โ€” 50/30/20 or customize your own โ€ข PDF export Supports Arabic and English. Free version includes all basic features. Subscribe to Pro for unlimited cards, budgets, and installments! Annual subscription: 49.99 SAR/year with free trial. Terms of Use: https://yousefalotaibi1.github.io/mahfazati-policy/terms.html Privacy Policy: https://yousefalotaibi1.github.io/mahfazati-policy/privacy-policy.html

Screenshots

Pay Track4 screens
Mahfazati4 screens

Verdict

The call

The clearest difference is ads: Mahfazati at none against Pay Track's shown. Mahfazati also leads on iOS requirement (15.0 vs 18). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Pay Track sells 2 in-app purchases, starting at $2.99 per month and Mahfazati sells 1 in-app purchase, starting at $14.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Pay Track ships an update every 4 days, Mahfazati every 2 days. The most recent releases landed on October 16, 2026 and October 15, 2026 respectively.

Scorecard2 real differences ยท 4 level
Pay Track versus Mahfazati: the parameters behind the verdict, then further details
ParameterPay TrackMahfazati
PriceFreeFree
Update frequencyEvery 4 daysEvery 2 days โ€” better
AdsYesNo โ€” better
In-app purchasesYesYes
DevicesiPhoneiPhone, iPod โ€” better
Requires iOS1815.0 โ€” better
Further details โ€” not scored
Size31 MB15 MB
Age rating4+4+
DeveloperOmar LabibYousef Alotaibi

In-app purchases

2 purchases

Pay Track

Subscriptions2
  • Pro$2.991 Month
  • Pro$17.991 Year
1 purchases

Mahfazati

Subscriptions1
  • Pro3 Days trial$14.991 Year

Questions

Is Pay Track free?
Pay Track is free to download, with in-app purchases available.
Is Mahfazati free?
Mahfazati is free to download, with in-app purchases available.
Do Pay Track or Mahfazati have ads?
Pay Track shows ads; Mahfazati does not.
Which is updated more often, Pay Track or Mahfazati?
Pay Track ships an update every 4 days, and Mahfazati every 2 days. Most recently, Pay Track was updated on October 16, 2026 and Mahfazati on October 15, 2026.

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