# PayTrack vs BillWise

The clearest difference is ads: BillWise at none against PayTrack's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. PayTrack sells 4 in-app purchases, starting at $2.99 per month and BillWise sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

PayTrack ships an update every 6 days, BillWise every 5 days. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | PayTrack | BillWise |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 6 days | **Every 5 days** |
| Size | 31 MB | 26 MB |
| Requires iOS | 18 | **17.0** |
| Devices | iPhone | iPhone |
| Age rating | +4 | 4+ |
| Developer | [Omar Labib](https://appshunter.io/developer/6773124970) | [Rene Fandida](https://appshunter.io/developer/1884296483) |

## What reviewers say

### PayTrack

[App page](https://appshunter.io/ios/app/paytrack-payment-plans/id6760031726)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro | $2.99 | per month |
| Pro | $17.99 | per year |
| Pay Track Pro Yearly & Intro Offer | $19.99 | per year |
| Pay Track Pro Lifetime | $49.99 | one-time |


### BillWise

[App page](https://appshunter.io/ios/app/billwise-bill-payment-tracker/id6761624748)

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly subscription | $4.99 | per month |
| Annual subscription | $29.99 | per year |
| BillWise Pro — Annual | $29.99 | per year |
| Lifetime access | $59.99 | one-time |


## Frequently asked questions

### Is PayTrack free?

PayTrack is free to download, with in-app purchases available.

### Is BillWise free?

BillWise is free to download, with in-app purchases available.

### Do PayTrack or BillWise have ads?

PayTrack shows ads; BillWise does not.

### Which is updated more often, PayTrack or BillWise?

PayTrack ships an update every 6 days, and BillWise every 5 days. Most recently, PayTrack was updated on October 28, 2026 and BillWise on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*