PayTrack vs 3Box

PayTrack is an iPhone app for tracking what you owe and when: bills, subscriptions, installment plans and buy-now-pay-later (BNPL) payments, all by due date. It is not a budget app or an expense tracker. There's no bank login, no receipt scanning and no spending charts. You enter what you owe, and PayTrack shows what's coming due so nothing lands on you by surprise. GOOD FIT IF YOU • Pay off a phone, car, furniture or school fees in installments • Use BNPL or "pay in 4" and want every installment in one place • Have rent, utilities and subscriptions due on different dates • Want to see heavy months coming without linking a bank account SEE THE YEAR AHEAD Twelve months at a glance, so you know which months are heavy before they arrive. Tap any month to see exactly what falls in it. Quick cards show what's due in the next 30 and 90 days, so a quarterly installment never slips past a quiet month. EVERY KIND OF PAYMENT • One-time — a bill, an invoice, a single due date • Recurring — weekly, bi-weekly, monthly, quarterly, semi-annually or yearly • Installments — a plan with its own amount and date per installment, including uneven schedules A progress ring shows how much of a plan you've actually paid by amount, not just how many payments you've ticked off. YOUR HOME SCREEN, WITHOUT OPENING THE APP Three widgets with PayTrack Pro, with countdowns that advance on their own each day: what's due next (small, medium and large), how far along your installment plans are (small and medium), and the 12 months ahead, split by payment (large). Dark mode included. REMINDERS THAT ARRIVE ON TIME Choose same day, one day, or three days before. Set them per payment or let the default handle it. STAY ORGANIZED • Categories with your own emoji and colors • History grouped by month, quarter or year, each with its own total • Export what's coming as PDF or CSV • Attach a receipt to any payment • Available in English, Arabic, German, Spanish, French, Hebrew, Italian, Japanese, Portuguese, Turkish and Indonesian PRIVATE BY DESIGN Your payments sync across your devices through your private iCloud account. No account or sign-up is required. PRICING Free for up to 3 payments. PayTrack Pro adds unlimited payments, more than one installment plan, categories, export and home screen widgets, as a monthly or yearly subscription or a one-time lifetime purchase. Terms of use: https://troubled-camp-754.notion.site/Pay-Track-Terms-and-Conditions-319f4defd85b8089968ce4123eaabcd2 Privacy policy: https://troubled-camp-754.notion.site/Pay-Track-Privacy-Policy-319f4defd85b80e19350e1d7e00315f7

3Box is a simple and intuitive budgeting app designed to help you manage your money using three clear categories: Needs, Wants, and Savings. Easily distribute your income, track your spending, transfer balances between categories, and monitor your financial progress with a clean, distraction-free interface. Key Features: • Split your income into three customizable categories. • Record deposits, withdrawals, and transfers in seconds. • Track available balances and savings separately. • View simple financial insights and spending history. • Store all data locally on your device for maximum privacy. • No account required. No ads. No data collection. 3Box is built to make budgeting effortless, helping you build better financial habits with clarity and simplicity.