# Pay Track vs Masareef

The clearest difference is ads: Masareef at none against Pay Track's shown. Masareef also leads on update cadence (daily vs every 4 days) and iOS requirement (16.4 vs 18). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Pay Track sells 2 in-app purchases, starting at $2.99 per month and Masareef sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Pay Track ships an update every 4 days, Masareef daily. The most recent releases landed on October 16, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Pay Track | Masareef |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 4 days | **Daily** |
| Size | 31 MB | 88 MB |
| Requires iOS | 18 | **16.4** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Omar Labib](https://appshunter.io/developer/6773124970) | [Mohamed Gado](https://appshunter.io/developer/6806678981) |

## What reviewers say

### Pay Track

[App page](https://appshunter.io/ios/app/pay-track-loan-and-bill-tracker/id6760031726)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro | $2.99 | per month |
| Pro | $17.99 | per year |


### Masareef

[App page](https://appshunter.io/ios/app/masareef-auto-expense-tracker/id6806735875)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly: Expense Tracker | $4.99 | per month |
| Pro Yearly: Expense Tracker | $29.99 | per year |
| Pro Lifetime: Expense Tracker | $99.99 | one-time |


## Frequently asked questions

### Is Pay Track free?

Pay Track is free to download, with in-app purchases available.

### Is Masareef free?

Masareef is free to download, with in-app purchases available.

### Do Pay Track or Masareef have ads?

Pay Track shows ads; Masareef does not.

### Which is updated more often, Pay Track or Masareef?

Pay Track ships an update every 4 days, and Masareef daily. Most recently, Pay Track was updated on October 16, 2026 and Masareef on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*