Comparison

Income Expense Tracker Spenso vs Minto

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Income Expense Tracker Spenso

Features
Read full description

See every expense across every account in one place. Spenso turns manual tracking into clear budgets, smart alerts, and reports you'll actually use. - All Your Accounts, One View Track cash, cards, and every account side by side — stop switching between apps to know where you stand. - Budgets That Actually Warn You Set monthly limits by category and get alerted before you overspend, not after. - Reports You Can Read Clean charts show exactly where your money goes — by week, month, or category. - Export in One Tap Pull a full report for taxes, reimbursements, or your accountant whenever you need it. - Fully Manual, Fully Private No bank linking, no data-sharing with third parties. You log it, you control it — nothing connects to your accounts. How it works: 1. Add your accounts — cash, cards, wallets, however you split your money 2. Log expenses in seconds and assign a category 3. Set budgets and let Spenso flag overspending before it happens Download Spenso and see where your money actually goes — on your terms.

About

Minto

Features
Read full description

TAKE CONTROL OF YOUR FINANCES WITHOUT THE COMPLEXITY Minto is an expense tracker that helps you track expenses, manage budgets, record income, and understand your spending habits in one simple app. Whether you're recording a daily coffee, tracking monthly bills, or planning a budget, Minto makes managing money quick and effortless. LET AI DO THE WORK Minto includes AI-powered transaction entry designed to reduce manual effort. • Simply speak your transaction and let Minto create it for you • Type transactions in natural language and let AI fill in the details automatically • Enjoy faster entry with less typing and fewer taps TRACK EXPENSES YOUR WAY • Record expenses and income in seconds • Organize transactions with categories and notes • Track recurring expenses and recurring income • View all your finances in one place STAY ON BUDGET • Create monthly budgets • Set category-wise spending limits • Monitor your spending throughout the month • Stay in control of your finances GAIN BETTER FINANCIAL INSIGHTS • View spending trends and category breakdowns • Analyze expenses across categories • Track income and expenses in one place • Understand your spending habits with clear insights RECURRING TRANSACTIONS MADE EASY • Add recurring expenses once and let Minto create future entries automatically • Manage recurring bills and income with less effort • Reduce repetitive manual entry BUILT FOR EVERYDAY USE • Automatic currency conversion • Multi-currency expense tracking • Import and export transactions using Excel • Clean and simple interface SUBSCRIPTION INFORMATION • Minto is free to use, with optional Premium features • Premium unlocks budgets, Excel import and export, and unlimited AI-powered transaction entries • Choose between monthly and yearly plans • Subscriptions renew automatically unless cancelled through your App Store account settings Whether you're looking for an expense tracker, budget app, money manager, spending tracker, budget planner, or personal finance app, Minto helps you stay organised and understand your finances with less effort. TERMS OF USE https://www.get-minto.app/terms-of-service PRIVACY POLICY https://www.get-minto.app/privacy-policy

Screenshots

Income Expense Tracker Spenso4 screens
Minto4 screens

Verdict

The call

The clearest difference is update cadence: Minto at weekly against Income Expense Tracker Spenso's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Income Expense Tracker Spenso sells 2 in-app purchases, starting at $4.99 per month and Minto sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Income Expense Tracker Spenso ships an update monthly, Minto weekly. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.

Scorecard1 real difference Ā· 5 level
Income Expense Tracker Spenso versus Minto: the parameters behind the verdict, then further details
ParameterIncome Expense Tracker SpensoMinto
PriceFreeFree
Update frequencyMonthlyWeekly — better
AdsYesYes
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.415.5 — better
Further details — not scored
Size75 MB64 MB
Age rating4+4+
DeveloperDeep SahaBiswajit Ghosh

In-app purchases

2 purchases

Income Expense Tracker Spenso

Subscriptions2
  • Premium Spenso Monthly$4.991 Month
  • Premium Spenso Yearly7 Days trial$49.991 Year
2 purchases

Minto

Subscriptions2
  • Minto Premium Monthly7 Days trial$2.991 Month
  • Minto Premium Yearly7 Days trial$24.991 Year

Questions

Is Income Expense Tracker Spenso free?
Income Expense Tracker Spenso is free to download, with in-app purchases available.
Is Minto free?
Minto is free to download, with in-app purchases available.
Do Income Expense Tracker Spenso or Minto have ads?
Both Income Expense Tracker Spenso and Minto show ads.
Which is updated more often, Income Expense Tracker Spenso or Minto?
Income Expense Tracker Spenso ships an update monthly, and Minto weekly. Most recently, Income Expense Tracker Spenso was updated on October 25, 2026 and Minto on October 31, 2026.

Other comparisons