# Loan Calculator vs Splitfolk

The clearest difference is in-app purchases: Splitfolk at none against Loan Calculator's 1. Splitfolk also leads on ads (none vs shown) and iOS requirement (15.0 vs 17.6). On price, update cadence and device support there is nothing between them.

Both are free to download. Loan Calculator sells 1 one-off in-app purchase. Splitfolk asks for nothing beyond the download.

Both ship on a similar rhythm, roughly daily. The most recent releases landed on September 25, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Loan Calculator | Splitfolk |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/splitfolk/id6789954526/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Daily | Daily |
| Monetization | — | Free |
| Size | 9 MB | 4 MB |
| Requires iOS | 17.6 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Do Tri](https://appshunter.io/developer/846531282) | [TAO CHEN](https://appshunter.io/developer/6789954528) |

## What reviewers say

### Loan Calculator

[App page](https://appshunter.io/ios/app/loan-calculator-refinance/id6760036120)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $8.99 | one-time |


### Splitfolk

[App page](https://appshunter.io/ios/app/splitfolk/id6789954526)

Easily divide shared costs among friends and groups. This app simplifies expense tracking with options for equal or custom splits, clear settlement plans, and group record exports. It's designed for quick and hassle-free management of shared finances for trips, housing, or events.

**Highlights:** Create and manage groups, Record expenses with custom splits, View clear settlement plans, Support for recurring expenses, Export group records, Invite members via shareable link

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Loan Calculator free?

Loan Calculator is free to download, with in-app purchases available.

### Is Splitfolk free?

Splitfolk is free to download, with no in-app purchases.

### Do Loan Calculator or Splitfolk have ads?

Loan Calculator shows ads; Splitfolk does not.

### Which is updated more often, Loan Calculator or Splitfolk?

Loan Calculator ships an update daily, and Splitfolk daily. Most recently, Loan Calculator was updated on September 25, 2026 and Splitfolk on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*