# Smart Budget Personal vs BudgetFlow Expense Tracker

The clearest difference is price: BudgetFlow Expense Tracker at Free against Smart Budget Personal's $0.99. BudgetFlow Expense Tracker also leads on ratings volume (3 vs 1). On rating, ads, in-app purchases and device support there is nothing between them.

BudgetFlow Expense Tracker is free to download; Smart Budget Personal costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Smart Budget Personal against 5.0 for BudgetFlow Expense Tracker. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

## The numbers

| Metric | Smart Budget Personal | BudgetFlow Expense Tracker |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/smart-budget-personal/id6760038576/reviews) | [5.0 (3 ratings)](https://appshunter.io/ios/app/budgetflow-expense-tracker/id6783466291/reviews) |
| Number of ratings | 1 | **3** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | — |
| Monetization | Paid | **Free** |
| Size | 1 MB | 2 MB |
| Requires iOS | 17.6 | 17.6 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Tyler McQuade](https://appshunter.io/developer/1821094474) | [Tharun Chamarthi](https://appshunter.io/developer/6783466293) |

## What reviewers say

### Smart Budget Personal

[App page](https://appshunter.io/ios/app/smart-budget-personal/id6760038576)

This private budgeting app allows instant financial tracking without logins or cloud syncing. Focuses on simplicity to monitor income, expenses, and visualize your balance with clear, local data storage.

**Highlights:** Instant income and expense tracking, Real-time balance visualization, Itemized income/expense list, Automatic entry timestamps, Animated financial chart, Local data storage for privacy, No login or account required

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### BudgetFlow Expense Tracker

[App page](https://appshunter.io/ios/app/budgetflow-expense-tracker/id6783466291)

This app helps you manage your finances by setting budgets, tracking expenses and income in real-time, and providing visual reports. It offers automatic transaction import from Apple Card and custom category creation for personalized budgeting.

**Highlights:** Smart dashboard with color-coded progress, Apple Card auto-import of transactions, Expense calendar visualization, Income tracking for all sources, Monthly PDF report generation, Customizable budget categories, Siri Shortcuts for hands-free expense entry

**In-app purchases:** none


## Frequently asked questions

### Is Smart Budget Personal free?

Smart Budget Personal costs $0.99, with no in-app purchases.

### Is BudgetFlow Expense Tracker free?

BudgetFlow Expense Tracker is free to download, with no in-app purchases.

### Which has better reviews, Smart Budget Personal or BudgetFlow Expense Tracker?

Smart Budget Personal and BudgetFlow Expense Tracker are both rated 5.0 out of 5 on the App Store, from 1 and 3 ratings respectively.

### Do Smart Budget Personal or BudgetFlow Expense Tracker have ads?

Neither Smart Budget Personal nor BudgetFlow Expense Tracker shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*