# MyFinance vs Kakeibo

MyFinance and Kakeibo are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. MyFinance sells 10 in-app purchases, starting at $1.99 per month and Kakeibo sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

MyFinance ships an update every 5 days, Kakeibo every 9 days. The most recent releases landed on October 23, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | MyFinance | Kakeibo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/kakeibo-mindful-spending/id6760362042/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 9 days |
| Monetization | — | Freemium |
| Size | 33 MB | 13 MB |
| Requires iOS | 18.5 | **17.6** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [ChiWei Huang](https://appshunter.io/developer/1882528651) | [HALIL GOKTEPE](https://appshunter.io/developer/1879055674) |

## What reviewers say

### MyFinance

[App page](https://appshunter.io/ios/app/myfinance-expense-tracker/id6760079032)

**Features:** Family Sharing

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Advanced Monthly | $1.99 | per month |
| Pro Monthly | $2.99 | per month |
| Advanced Yearly | $14.99 | per year |
| Pro Yearly | $29.99 | per year |
| CSV Import Feature | $3.99 | one-time |
| Asset Plus | $3.99 | one-time |
| CSV Export Feature | $3.99 | one-time |
| Insights Pack | $4.99 | one-time |
| Offset Net Statistics | $4.99 | one-time |
| Unlimited Assets | $7.99 | one-time |


### Kakeibo

[App page](https://appshunter.io/ios/app/kakeibo-mindful-spending/id6760362042)

This app encourages mindful spending by having users manually record expenses and reflect on their financial habits. It uses a simple four-category system to help build intentional spending and saving habits.

**Highlights:** Manual expense recording, Four spending categories, Savings goal setting, Monthly reflection prompts, Offline functionality, Minimalist interface

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $2.99 | per month |
| Yearly Subscription | $29.99 | per year |


## Frequently asked questions

### Is MyFinance free?

MyFinance is free to download, with in-app purchases available.

### Is Kakeibo free?

Kakeibo is free to download, with in-app purchases available.

### Do MyFinance or Kakeibo have ads?

Neither MyFinance nor Kakeibo shows ads.

### Which is updated more often, MyFinance or Kakeibo?

MyFinance ships an update every 5 days, and Kakeibo every 9 days. Most recently, MyFinance was updated on October 23, 2026 and Kakeibo on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*