# FastMoni vs SmartChi

The clearest difference is iOS requirement: FastMoni at 15.6 against SmartChi's 17.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FastMoni ships an update every 3 weeks, SmartChi every 5 weeks. Both last shipped on October 14, 2026.

## The numbers

| Metric | FastMoni | SmartChi |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 5 weeks |
| Size | 70 MB | 3 MB |
| Requires iOS | **15.6** | 17.6 |
| Devices | iPhone, iPod | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Vien Tran Ngoc](https://appshunter.io/developer/1644084520) | [Suu Nguyen](https://appshunter.io/developer/1855576128) |

## What reviewers say

### FastMoni

[App page](https://appshunter.io/ios/app/fastmoni-expense-tracker/id6760124575)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SmartChi

[App page](https://appshunter.io/ios/app/smartchi-ai-expense/id6796603882)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FastMoni free?

FastMoni is free to download, with no in-app purchases.

### Is SmartChi free?

SmartChi is free to download, with no in-app purchases.

### Do FastMoni or SmartChi have ads?

Neither FastMoni nor SmartChi shows ads.

### Which is updated more often, FastMoni or SmartChi?

FastMoni ships an update every 3 weeks, and SmartChi every 5 weeks. Most recently, FastMoni was updated on October 14, 2026 and SmartChi on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*