# Billy vs Budget Envelopes Spend Tracker

The clearest difference is ads: Billy at none against Budget Envelopes Spend Tracker's shown. On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Billy sells 7 in-app purchases, starting at $1.99 per month and Budget Envelopes Spend Tracker sells 1 in-app purchase, starting at $24.99 per year. Whichever you choose, the download price is not the number that matters.

Billy ships an update every 10 days, Budget Envelopes Spend Tracker every 2 weeks. The most recent releases landed on October 24, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Billy | Budget Envelopes Spend Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/budget-envelopes-spend-tracker/id6761727851/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 10 days** | Every 2 weeks |
| Monetization | Freemium | Free with in-app purchases |
| Size | 44 MB | 132 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | +4 | 4+ |
| Developer | [Wesley Fernandes](https://appshunter.io/developer/1882858562) | [DIMMPLE PTY LTD](https://appshunter.io/developer/1544019570) |

## What reviewers say

### Billy

[App page](https://appshunter.io/ios/app/billy/id6760142702)

Manage your personal expenses with this app. Create shopping and spending lists, track monthly expenditures, and visualize your financial habits. Set spending goals and organize expenses with color-coded tags for better organization.

**Highlights:** Create and manage shopping and expense lists, Track monthly spending, Set monthly spending goals, Organize expenses by color-coded tags, Share lists with friends and family, Visualize spending with a dashboard

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Essential | $1.99 | per month |
| Plano Essential | $1.99 | per month |
| Plano Pro | $2.99 | per month |
| Plano Essential | $11.99 | per year |
| Essential Anual | $11.99 | per year |
| Plano Pro | $22.99 | per year |
| Plano Pro Anual | $22.99 | per year |


### Budget Envelopes Spend Tracker

[App page](https://appshunter.io/ios/app/budget-envelopes-spend-tracker/id6761727851)

This app helps you manage your money using the envelope budgeting method. Create virtual wallets for different spending categories, allocate income, and manually track expenses to see exactly how much you have left. It offers features like shared wallets and receipt scanning for easier budgeting.

**Highlights:** Create virtual wallets for any spending category, Allocate income across wallets, Manually track expenses, See remaining daily allowance, Shared wallets for couples and families, Receipt scanning for expense import, Budget weekly, monthly, or yearly

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Yearly | $24.99 | per year |


## Frequently asked questions

### Is Billy free?

Billy is free to download, with in-app purchases available.

### Is Budget Envelopes Spend Tracker free?

Budget Envelopes Spend Tracker is free to download, with in-app purchases available.

### Do Billy or Budget Envelopes Spend Tracker have ads?

Budget Envelopes Spend Tracker shows ads; Billy does not.

### Which is updated more often, Billy or Budget Envelopes Spend Tracker?

Billy ships an update every 10 days, and Budget Envelopes Spend Tracker every 2 weeks. Most recently, Billy was updated on October 24, 2026 and Budget Envelopes Spend Tracker on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*