# Billy vs SmartSpent

The clearest difference is update cadence: SmartSpent at every 4 days against Billy's every 10 days. Billy's advantage is iOS requirement (15.1 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Billy sells 7 in-app purchases, starting at $1.99 per month and SmartSpent sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Billy ships an update every 10 days, SmartSpent every 4 days. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Billy | SmartSpent |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 10 days | **Every 4 days** |
| Monetization | Freemium | — |
| Size | 44 MB | 14 MB |
| Requires iOS | **15.1** | 18.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Apple Watch |
| Age rating | +4 | 4+ |
| Developer | [Wesley Fernandes](https://appshunter.io/developer/1882858562) | [Jayco Bea](https://appshunter.io/developer/1816845211) |

## What reviewers say

### Billy

[App page](https://appshunter.io/ios/app/billy/id6760142702)

Manage your personal expenses with this app. Create shopping and spending lists, track monthly expenditures, and visualize your financial habits. Set spending goals and organize expenses with color-coded tags for better organization.

**Highlights:** Create and manage shopping and expense lists, Track monthly spending, Set monthly spending goals, Organize expenses by color-coded tags, Share lists with friends and family, Visualize spending with a dashboard

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Essential | $1.99 | per month |
| Plano Essential | $1.99 | per month |
| Plano Pro | $2.99 | per month |
| Plano Essential | $11.99 | per year |
| Essential Anual | $11.99 | per year |
| Plano Pro | $22.99 | per year |
| Plano Pro Anual | $22.99 | per year |


### SmartSpent

[App page](https://appshunter.io/ios/app/smartspent-money-manager/id6767678054)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SmartSpent Pro | $2.99 | one-time |


## Frequently asked questions

### Is Billy free?

Billy is free to download, with in-app purchases available.

### Is SmartSpent free?

SmartSpent is free to download, with in-app purchases available.

### Do Billy or SmartSpent have ads?

Neither Billy nor SmartSpent shows ads.

### Which is updated more often, Billy or SmartSpent?

Billy ships an update every 10 days, and SmartSpent every 4 days. Most recently, Billy was updated on October 24, 2026 and SmartSpent on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*