# Billy vs M Budget

The clearest difference is monetization model: M Budget at free against Billy's freemium. Billy's advantage is iOS requirement (15.1 vs 17.2). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Billy sells 7 in-app purchases, starting at $1.99 per month and M Budget sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Billy ships an update every 10 days, M Budget every 2 weeks. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Billy | M Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/m-budget-expense-tracker/id6780538389/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 2 weeks |
| Monetization | Freemium | **Free** |
| Size | 44 MB | 35 MB |
| Requires iOS | **15.1** | 17.2 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Apple Watch |
| Age rating | +4 | 4+ |
| Developer | [Wesley Fernandes](https://appshunter.io/developer/1882858562) | [海燕 赵](https://appshunter.io/developer/6780315706) |

## What reviewers say

### Billy

[App page](https://appshunter.io/ios/app/billy/id6760142702)

Manage your personal expenses with this app. Create shopping and spending lists, track monthly expenditures, and visualize your financial habits. Set spending goals and organize expenses with color-coded tags for better organization.

**Highlights:** Create and manage shopping and expense lists, Track monthly spending, Set monthly spending goals, Organize expenses by color-coded tags, Share lists with friends and family, Visualize spending with a dashboard

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Essential | $1.99 | per month |
| Plano Essential | $1.99 | per month |
| Plano Pro | $2.99 | per month |
| Plano Essential | $11.99 | per year |
| Essential Anual | $11.99 | per year |
| Plano Pro | $22.99 | per year |
| Plano Pro Anual | $22.99 | per year |


### M Budget

[App page](https://appshunter.io/ios/app/m-budget-expense-tracker/id6780538389)

This app helps you manage your finances with simple expense tracking, clear charts, and budget alerts. It prioritizes privacy with 100% on-device storage and no data collection. Track accounts, assets, and liabilities to gain better financial control.

**Highlights:** Fast expense and income logging, Calendar view for daily spending, Powerful statistical charts, Net worth tracking, Budget setting and alerts, Multi-account management, On-device data storage

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| M Budget Pro | $14.99 | one-time |


## Frequently asked questions

### Is Billy free?

Billy is free to download, with in-app purchases available.

### Is M Budget free?

M Budget is free to download, with in-app purchases available.

### Do Billy or M Budget have ads?

Neither Billy nor M Budget shows ads.

### Which is updated more often, Billy or M Budget?

Billy ships an update every 10 days, and M Budget every 2 weeks. Most recently, Billy was updated on October 24, 2026 and M Budget on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*