# AxioPersonal vs Payback Day

The clearest difference is in-app purchases: Payback Day at none against AxioPersonal's 3. Payback Day also leads on ads (none vs shown) and update cadence (every 2 days vs every 6 days). On price, device support and iOS requirement there is nothing between them.

Both are free to download. AxioPersonal sells 3 in-app purchases, starting at $1.99 per month. Payback Day asks for nothing beyond the download.

AxioPersonal ships an update every 6 days, Payback Day every 2 days. The most recent releases landed on October 8, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | AxioPersonal | Payback Day |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 6 days | **Every 2 days** |
| Size | 13 MB | 36 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Hazel Taniegra](https://appshunter.io/developer/1878314429) | [IBCMobile](https://appshunter.io/developer/625175533) |

## What reviewers say

### AxioPersonal

[App page](https://appshunter.io/ios/app/axiopersonal/id6760171258)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| AxioFlow Personal Pro | $1.99 | per month |
| AxioFlow Personal Pro | $12.99 | per year |
| Lifetime Pro | $19.99 | one-time |


### Payback Day

[App page](https://appshunter.io/ios/app/payback-day-split-and-settle/id6792700265)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AxioPersonal free?

AxioPersonal is free to download, with in-app purchases available.

### Is Payback Day free?

Payback Day is free to download, with no in-app purchases.

### Do AxioPersonal or Payback Day have ads?

AxioPersonal shows ads; Payback Day does not.

### Which is updated more often, AxioPersonal or Payback Day?

AxioPersonal ships an update every 6 days, and Payback Day every 2 days. Most recently, AxioPersonal was updated on October 8, 2026 and Payback Day on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*