# Monthly vs Expense Tracker

The clearest difference is in-app purchases: Monthly at none against Expense Tracker's 4. Monthly also leads on review sentiment (95% vs 71%). Expense Tracker's advantage is ratings volume (784 vs 36) and chart position (#158 vs unranked). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. Monthly asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.7 for Monthly against 4.8 for Expense Tracker. That said, the two scores are not equally well evidenced: Expense Tracker has 784 ratings behind it against 36, so its average is the more settled of the two. Written reviews are what separate them: 95% of Monthly's written reviews are positive against 71% of Expense Tracker's.

Both ship on a similar rhythm, roughly every 4 days. Both last shipped on October 20, 2026.

## The numbers

| Metric | Monthly | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (36 ratings)](https://appshunter.io/ios/app/monthly-budget-planner/id6760183749/reviews) | **[4.8 (784 ratings)](https://appshunter.io/ios/app/expense-tracker-datrack/id6760328162/reviews)** |
| Number of ratings | 36 | **784** |
| Positive reviews | **94.7% of reviews** | 71.4% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 4 days | Every 4 days |
| Monetization | **Free** | Freemium |
| Best chart rank | — | **#158** |
| Size | 12 MB | 26 MB |
| Requires iOS | 26.1 | **17.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | +4 |
| Developer | [Arno Richter](https://appshunter.io/developer/1883018646) | [Quoc Phan](https://appshunter.io/developer/1883910790) |

## What reviewers say

### Monthly

[App page](https://appshunter.io/ios/app/monthly-budget-planner/id6760183749)

This app helps you understand your real monthly budget by automatically accounting for fixed costs like rent and subscriptions. It provides clear statistics and payment reminders to help you manage your finances without manual entry.

**Highlights:** Automatic fixed cost calculation, Income and expense tracking, Payment reminders, Category-based spending statistics, CSV data export, Home screen widgets

**In-app purchases:** none


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-datrack/id6760328162)

**Currently charting:** #158 Top Grossing · Finance (US App Store)

Effortlessly track your daily expenses with AI-powered logging and insightful chat-based queries. Visualize your spending patterns with clear charts and manage budgets automatically. Your financial data remains private and secure on your device.

**Highlights:** AI-powered expense logging via text or receipts, Chat interface for asking spending questions, Visual spending charts and calendar view, Automatic recurring bill logging, Monthly budget tracking, Data privacy with no bank login required, CSV/Excel import for history migration

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $4.99 | per month |
| Pro Yearly | $34.99 | per year |
| DaTrack Pro Lifetime Launch | $69.99 | one-time |
| DaTrack Pro Lifetime | $99.99 | one-time |


## Frequently asked questions

### Is Monthly free?

Monthly is free to download, with no in-app purchases.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, Monthly or Expense Tracker?

Expense Tracker is rated higher. Monthly averages 4.7 out of 5 from 36 ratings, while Expense Tracker averages 4.8 from 784 ratings.

### Do Monthly or Expense Tracker have ads?

Neither Monthly nor Expense Tracker shows ads.

### Which is updated more often, Monthly or Expense Tracker?

Monthly ships an update every 4 days, and Expense Tracker every 4 days. Most recently, Monthly was updated on October 20, 2026 and Expense Tracker on October 20, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*