# 차곡 가계부 vs finmoa

The clearest difference is in-app purchases: finmoa at none against 차곡 가계부's 4. finmoa also leads on update cadence (every 2 days vs every 5 days). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. 차곡 가계부 sells 4 in-app purchases, starting at $1.99 per month. finmoa asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for 차곡 가계부 against 5.0 for finmoa. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

차곡 가계부 ships an update every 5 days, finmoa every 2 days. The most recent releases landed on October 19, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | 차곡 가계부 | finmoa |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/id6760185650/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/finmoa/id6767869887/reviews) |
| Number of ratings | 1 | 1 |
| Positive reviews | 76.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 5 days | **Every 2 days** |
| Monetization | Freemium | Freemium |
| Size | 23 MB | 63 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [HYEONGJUN PARK](https://appshunter.io/developer/1883032581) | [Chan Wook Jeong](https://appshunter.io/developer/1896515836) |

## What reviewers say

### 차곡 가계부

[App page](https://appshunter.io/ios/app/id6760185650)

Manage personal and shared finances with this intuitive app. Track expenses, set budgets, monitor investments, and visualize your asset growth towards financial goals. Ideal for individuals and couples managing multiple accounts and wanting a clear overview of their money.

**Highlights:** Personal and shared account management, Intuitive home dashboard with asset growth visualization, Detailed budget planning by category and bank/card, Expense tracking with emoji support, Real-time stock market integration, Customizable asset tracking, Smart personalized notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 차곡 가계부 PRO (월간) | $1.99 | per month |
| 차곡 가계부 PRO (기존 유저 전용) | $9.99 | per year |
| 차곡 가계부 PRO (연간) | $24.99 | per year |
| 차곡 가계부 PRO (평생 소유) | $19.99 | one-time |


### finmoa

[App page](https://appshunter.io/ios/app/finmoa/id6767869887)

Track your income and expenses, and get a comprehensive overview of all your assets in one place. Manage your finances with features like calendar views, budget tracking, and automatic expense registration.

**Highlights:** Calendar view for income/expenses, Integrated asset management (stocks, crypto, etc.), Budget setting and progress tracking, Automatic fixed expense registration, Automatic transaction categorization, Monthly statistics and trend charts, CSV export for PC management, Cloud backup for data safety

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 차곡 가계부 free?

차곡 가계부 is free to download, with in-app purchases available.

### Is finmoa free?

finmoa is free to download, with no in-app purchases.

### Which has better reviews, 차곡 가계부 or finmoa?

차곡 가계부 and finmoa are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do 차곡 가계부 or finmoa have ads?

Neither 차곡 가계부 nor finmoa shows ads.

### Which is updated more often, 차곡 가계부 or finmoa?

차곡 가계부 ships an update every 5 days, and finmoa every 2 days. Most recently, 차곡 가계부 was updated on October 19, 2026 and finmoa on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*