# KOSH Money vs Hyperbeat Pay

The clearest difference is review sentiment: KOSH Money at 100% against Hyperbeat Pay's 0%. KOSH Money also leads on rating (5.0 vs 3.0) and iOS requirement (16.4 vs 26.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KOSH Money holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 4 respectively. Written reviews point the same way: 100% of KOSH Money's written reviews are positive against 0% of Hyperbeat Pay's.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 8, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | KOSH Money | Hyperbeat Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/kosh-money/id6760188307/reviews)** | [3.0 (4 ratings)](https://appshunter.io/ios/app/hyperbeat-pay/id6761489730/reviews) |
| Number of ratings | 2 | **4** |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 162 MB | 141 MB |
| Requires iOS | **16.4** | 26.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [KOSH](https://appshunter.io/developer/1883051538) | [Beater FND](https://appshunter.io/developer/1889932581) |

## What reviewers say

### KOSH Money

[App page](https://appshunter.io/ios/app/kosh-money/id6760188307)

Manage your international finances with a single account. Receive, hold, send, and spend money globally using stablecoins and multi-currency accounts. Get a virtual account and card for seamless transactions.

**Highlights:** Receive, hold, send, and spend money globally, Stablecoin support on multiple networks, Multi-currency accounts (USD, EUR, GBP, AED), Virtual account and KOSH Card, International money transfers, Earn rewards on transactions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Hyperbeat Pay

[App page](https://appshunter.io/ios/app/hyperbeat-pay/id6761489730)

Manage digital assets and spend globally with a crypto-backed Visa card. Securely access funds using passkey technology and track spending with detailed analytics. Convert stablecoins to a flexible savings balance.

**Highlights:** Crypto-backed Visa card, Passkey security, Multi-chain crypto deposits, Savings balance, Spending analytics, Portfolio dashboard

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is KOSH Money free?

KOSH Money is free to download, with no in-app purchases.

### Is Hyperbeat Pay free?

Hyperbeat Pay is free to download, with no in-app purchases.

### Which has better reviews, KOSH Money or Hyperbeat Pay?

KOSH Money is rated higher. KOSH Money averages 5.0 out of 5 from 2 ratings, while Hyperbeat Pay averages 3.0 from 4 ratings.

### Do KOSH Money or Hyperbeat Pay have ads?

Neither KOSH Money nor Hyperbeat Pay shows ads.

### Which is updated more often, KOSH Money or Hyperbeat Pay?

KOSH Money ships an update every 3 weeks, and Hyperbeat Pay every 3 weeks. Most recently, KOSH Money was updated on October 8, 2026 and Hyperbeat Pay on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*