# HesApp Debt Tracker vs Debt & IOU Tracker

The clearest difference is in-app purchases: HesApp Debt Tracker at none against Debt & IOU Tracker's 4. Debt & IOU Tracker's advantage is update cadence (every 4 days vs every 9 days). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Debt & IOU Tracker sells 4 in-app purchases, starting at $9.99 per 7 days. HesApp Debt Tracker asks for nothing beyond the download.

HesApp Debt Tracker ships an update every 9 days, Debt & IOU Tracker every 4 days. The most recent releases landed on November 9, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | HesApp Debt Tracker | Debt & IOU Tracker |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 9 days | **Every 4 days** |
| Size | 24 MB | 17 MB |
| Requires iOS | 17.6 | **17.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Metin Kayan](https://appshunter.io/developer/1868237694) | [DIJITAL PILOT REKLAM SANAYI TICARET LIMITED SIRKETI](https://appshunter.io/developer/1881304693) |

## What reviewers say

### HesApp Debt Tracker

[App page](https://appshunter.io/ios/app/hesapp-debt-tracker/id6760195194)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Debt & IOU Tracker

[App page](https://appshunter.io/ios/app/debt-and-iou-tracker-borc/id6775508370)

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Premium | $9.99 | per 7 days |
| Monthly Premium | $19.99 | per month |
| Yearly Premium | $39.99 | per year |
| Lifetime Premium | $39.99 | one-time |


## Frequently asked questions

### Is HesApp Debt Tracker free?

HesApp Debt Tracker is free to download, with no in-app purchases.

### Is Debt & IOU Tracker free?

Debt & IOU Tracker is free to download, with in-app purchases available.

### Do HesApp Debt Tracker or Debt & IOU Tracker have ads?

Neither HesApp Debt Tracker nor Debt & IOU Tracker shows ads.

### Which is updated more often, HesApp Debt Tracker or Debt & IOU Tracker?

HesApp Debt Tracker ships an update every 9 days, and Debt & IOU Tracker every 4 days. Most recently, HesApp Debt Tracker was updated on November 9, 2026 and Debt & IOU Tracker on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*