# ClearToRetire vs CompoundIQ

The clearest difference is price: CompoundIQ at Free against ClearToRetire's $2.99. CompoundIQ also leads on update cadence (every 6 days vs every 3 weeks) and iOS requirement (16.6 vs 26.0). ClearToRetire's advantage is ads (none vs shown) and chart position (#95 vs unranked). On in-app purchases and device support there is nothing between them.

CompoundIQ is free to download; ClearToRetire costs $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.

ClearToRetire ships an update every 3 weeks, CompoundIQ every 6 days. The most recent releases landed on October 7, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | ClearToRetire | CompoundIQ |
| --- | --- | --- |
| Price | $2.99 | **Free** |
| Rating | **[4.8 (5 ratings)](https://appshunter.io/ios/app/cleartoretire/id6760211356/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Every 6 days** |
| Monetization | Paid | — |
| Best chart rank | **#95** | — |
| Size | 5 MB | 4 MB |
| Requires iOS | 26.0 | **16.6** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Raul Heredia](https://appshunter.io/developer/1822586656) | [Nicholas Costa](https://appshunter.io/developer/1888159762) |

## What reviewers say

### ClearToRetire

[App page](https://appshunter.io/ios/app/cleartoretire/id6760211356)

**Currently charting:** #95 Top Paid · Finance (US App Store)

This tool helps federal employees estimate their retirement income, including pension, TSP, and Social Security. It offers detailed projections for various scenarios and supports special provision categories.

**Highlights:** FERS pension calculation, TSP projections, Social Security comparison, Take-home income analysis, Scenario comparison, Offline functionality

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### CompoundIQ

[App page](https://appshunter.io/ios/app/compoundiq-future-value/id6761183918)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ClearToRetire free?

ClearToRetire costs $2.99, with no in-app purchases.

### Is CompoundIQ free?

CompoundIQ is free to download, with no in-app purchases.

### Do ClearToRetire or CompoundIQ have ads?

CompoundIQ shows ads; ClearToRetire does not.

### Which is updated more often, ClearToRetire or CompoundIQ?

ClearToRetire ships an update every 3 weeks, and CompoundIQ every 6 days. Most recently, ClearToRetire was updated on October 7, 2026 and CompoundIQ on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*