# SettleIns vs Authenticator

The clearest difference is in-app purchases: SettleIns at none against Authenticator's 3. SettleIns also leads on ads (none vs shown). Authenticator's advantage is device support (4 vs 1). On price, update cadence and iOS requirement there is nothing between them.

Both are free to download. Authenticator sells 3 in-app purchases, starting at $8.99 per 7 days. SettleIns asks for nothing beyond the download.

SettleIns ships an update every 10 days, Authenticator every 3 weeks. Both last shipped on October 7, 2026.

## The numbers

| Metric | SettleIns | Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/authenticator-2famfa-and-otp/id6761153630/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 10 days** | Every 3 weeks |
| Monetization | — | Free with in-app purchases |
| Size | 47 MB | 41 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 17+ | 4+ |
| Developer | [HAALAARAA TECHNOLOGIES PRIVATE LIMITED](https://appshunter.io/developer/1883337086) | [AQUAWOOD PTE. LTD.](https://appshunter.io/developer/1774212005) |

## What reviewers say

### SettleIns

[App page](https://appshunter.io/ios/app/settleins/id6760221949)

**In-app purchases:** none


### Authenticator

[App page](https://appshunter.io/ios/app/authenticator-2famfa-and-otp/id6761153630)

Securely generate and manage two-factor authentication codes for your online accounts. Protect your digital identity with time-based one-time passwords and private iCloud sync across your Apple devices.

**Highlights:** Secure 2FA, MFA & OTP codes, Fast QR code scanning, Private iCloud backup and sync, Offline verification codes, Apple Watch support, 90-day recycle bin

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Access | $8.99 | per 7 days |
| Weekly Access | $8.99 | per 7 days |
| Yearly Access | $49.99 | per year |


## Frequently asked questions

### Is SettleIns free?

SettleIns is free to download, with no in-app purchases.

### Is Authenticator free?

Authenticator is free to download, with in-app purchases available.

### Do SettleIns or Authenticator have ads?

Authenticator shows ads; SettleIns does not.

### Which is updated more often, SettleIns or Authenticator?

SettleIns ships an update every 10 days, and Authenticator every 3 weeks. Most recently, SettleIns was updated on October 7, 2026 and Authenticator on October 7, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*