# FinTrack #1 vs SpendSmartAI

The clearest difference is in-app purchases: FinTrack #1 at none against SpendSmartAI's 2. SpendSmartAI's advantage is update cadence (weekly vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. SpendSmartAI sells 2 in-app purchases, starting at $2.99 per month. FinTrack #1 asks for nothing beyond the download.

FinTrack #1 ships an update monthly, SpendSmartAI weekly. The most recent releases landed on October 5, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | FinTrack #1 | SpendSmartAI |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Weekly** |
| Size | 5 MB | 45 MB |
| Requires iOS | 17.0 | **16.4** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 17+ |
| Developer | [Muzaffar Xolmuxammadov](https://appshunter.io/developer/1856985163) | [Heston Dsouza](https://appshunter.io/developer/1889164237) |

## What reviewers say

### FinTrack #1

[App page](https://appshunter.io/ios/app/fintrack-1/id6760241660)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SpendSmartAI

[App page](https://appshunter.io/ios/app/spendsmartai-expense-tracker/id6778456244)

**Features:** Family Sharing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendSmart AI Pro – Monthly | $2.99 | per month |
| SpendSmart AI Pro – Annual | $25.99 | per year |


## Frequently asked questions

### Is FinTrack #1 free?

FinTrack #1 is free to download, with no in-app purchases.

### Is SpendSmartAI free?

SpendSmartAI is free to download, with in-app purchases available.

### Do FinTrack #1 or SpendSmartAI have ads?

Neither FinTrack #1 nor SpendSmartAI shows ads.

### Which is updated more often, FinTrack #1 or SpendSmartAI?

FinTrack #1 ships an update monthly, and SpendSmartAI weekly. Most recently, FinTrack #1 was updated on October 5, 2026 and SpendSmartAI on October 2, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*