# RetIQ vs RetireOdds

The clearest difference is iOS requirement: RetireOdds at 17.0 against RetIQ's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. RetIQ sells 1 one-off in-app purchase and RetireOdds sells 2 in-app purchases, starting at $69.99 per year. Whichever you choose, the download price is not the number that matters.

RetIQ ships an update every 5 days, RetireOdds weekly. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | RetIQ | RetireOdds |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/retiq/id6760243375/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Weekly |
| Monetization | Free with in-app purchases | — |
| Size | 9 MB | 6 MB |
| Requires iOS | 26.0 | **17.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [RetIQ Studio LLC](https://appshunter.io/developer/1883428642) | [Mayur Kamat](https://appshunter.io/developer/6783000572) |

## What reviewers say

### RetIQ

[App page](https://appshunter.io/ios/app/retiq/id6760243375)

This app helps you plan your retirement income by modeling complex financial interactions like Social Security timing, Roth conversions, and tax-aware withdrawal strategies. It keeps your data private by performing all calculations locally on your device. Start with core features for free and purchase additional modules as needed.

**Highlights:** Private, local data processing, Social Security timing optimization, Roth conversion strategies, Tax-aware drawdown modeling, Survivor and legacy planning, AI-powered financial guidance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| RetIQ Full | $69.99 | one-time |


### RetireOdds

[App page](https://appshunter.io/ios/app/retireodds-retirement-plan/id6783000570)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| RetireOdds — Retirement Calc | $69.99 | per year |
| RetireOdds — Retirement Calc | $199.99 | one-time |


## Frequently asked questions

### Is RetIQ free?

RetIQ is free to download, with in-app purchases available.

### Is RetireOdds free?

RetireOdds is free to download, with in-app purchases available.

### Do RetIQ or RetireOdds have ads?

Neither RetIQ nor RetireOdds shows ads.

### Which is updated more often, RetIQ or RetireOdds?

RetIQ ships an update every 5 days, and RetireOdds weekly. Most recently, RetIQ was updated on November 5, 2026 and RetireOdds on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*