# RetIQ vs RetireIQ Pro

The clearest difference is in-app purchases: RetireIQ Pro at none against RetIQ's 1. RetireIQ Pro also leads on iOS requirement (18.5 vs 26.0). RetIQ's advantage is update cadence (every 4 days vs every 6 weeks). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. RetIQ sells 1 one-off in-app purchase. RetireIQ Pro asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for RetIQ against 5.0 for RetireIQ Pro. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

RetIQ ships an update every 4 days, RetireIQ Pro every 6 weeks. The most recent releases landed on October 28, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | RetIQ | RetireIQ Pro |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/retiq/id6760243375/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/retireiq-pro/id6786990016/reviews) |
| Number of ratings | 1 | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 6 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 8 MB | 2 MB |
| Requires iOS | 26.0 | **18.5** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [RetIQ Studio LLC](https://appshunter.io/developer/1883428642) | [Linda Felgenhauer](https://appshunter.io/developer/1702957400) |

## What reviewers say

### RetIQ

[App page](https://appshunter.io/ios/app/retiq/id6760243375)

This app helps you plan your retirement income by modeling complex financial interactions like Social Security timing, Roth conversions, and tax-aware withdrawal strategies. It performs all calculations locally to ensure your financial data remains private and secure on your device.

**Highlights:** Private, local financial data processing, Social Security timing and spousal benefits, Roth conversion optimization, Tax-aware drawdown strategies, Survivor and legacy planning, Medicare IRMAA surcharge modeling, Monte Carlo simulations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| RetIQ Full | $69.99 | one-time |


### RetireIQ Pro

[App page](https://appshunter.io/ios/app/retireiq-pro/id6786990016)

Plan your retirement with advanced tools used by financial planners. Model 401(k) growth, plan your spending in retirement, and run simulations to understand potential outcomes. Compare different strategies and export your plans.

**Highlights:** Model 401(k) and IRA growth, Plan retirement spending and withdrawals, Run Monte Carlo simulations, Compare withdrawal and Social Security strategies, Export plans to PDF/CSV, Private data storage on device

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is RetIQ free?

RetIQ is free to download, with in-app purchases available.

### Is RetireIQ Pro free?

RetireIQ Pro is free to download, with no in-app purchases.

### Which has better reviews, RetIQ or RetireIQ Pro?

RetIQ and RetireIQ Pro are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do RetIQ or RetireIQ Pro have ads?

Neither RetIQ nor RetireIQ Pro shows ads.

### Which is updated more often, RetIQ or RetireIQ Pro?

RetIQ ships an update every 4 days, and RetireIQ Pro every 6 weeks. Most recently, RetIQ was updated on October 28, 2026 and RetireIQ Pro on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*