# BudgetArk vs Flowly

The clearest difference is in-app purchases: BudgetArk at none against Flowly's 5. BudgetArk also leads on iOS requirement (16.4 vs 26.4). Flowly's advantage is update cadence (every 2 weeks vs monthly). On price, ads and device support there is nothing between them.

Both are free to download. Flowly sells 5 in-app purchases, starting at $9.99 per year. BudgetArk asks for nothing beyond the download.

BudgetArk ships an update monthly, Flowly every 2 weeks. The most recent releases landed on October 19, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | BudgetArk | Flowly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/budgetark/id6760246006/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 54 MB | 12 MB |
| Requires iOS | **16.4** | 26.4 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [RICKEY AUSTIN CORNETT](https://appshunter.io/developer/1883445918) | [Jeyapalan Bavitharan](https://appshunter.io/developer/1467334439) |

## What reviewers say

### BudgetArk

[App page](https://appshunter.io/ios/app/budgetark/id6760246006)

Manage your finances privately with this open-source app. Track debt, plan budgets, and project investments without subscriptions or sign-ups. Your financial data stays on your device.

**Highlights:** Debt tracking with progress insights, Budget planning by category, Investment projection tools, Couples-friendly debt planning, Avalanche and Snowball payoff strategies, Local data storage, Open-source with community feedback

**In-app purchases:** none


### Flowly

[App page](https://appshunter.io/ios/app/flowly-budget-and-subscriptions/id6764047296)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Flowly Pro Yearly | $9.99 | per year |
| Small Tip | $0.99 | one-time |
| Medium Tip | $4.99 | one-time |
| Large Tip | $9.99 | one-time |
| Flowly Pro Lifetime | $19.99 | one-time |


## Frequently asked questions

### Is BudgetArk free?

BudgetArk is free to download, with no in-app purchases.

### Is Flowly free?

Flowly is free to download, with in-app purchases available.

### Do BudgetArk or Flowly have ads?

Neither BudgetArk nor Flowly shows ads.

### Which is updated more often, BudgetArk or Flowly?

BudgetArk ships an update monthly, and Flowly every 2 weeks. Most recently, BudgetArk was updated on October 19, 2026 and Flowly on October 16, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*