# OnlyDividends Dividend Tracker vs Borrowed Time

OnlyDividends Dividend Tracker and Borrowed Time both sit at 5.0 stars, but that hides the real split: 100% of Borrowed Time's written reviews are positive against 50% of OnlyDividends Dividend Tracker's. Borrowed Time also leads on monetization model (free vs freemium). OnlyDividends Dividend Tracker's advantage is update cadence (fortnightly vs every 5 weeks). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. OnlyDividends Dividend Tracker sells 2 in-app purchases, starting at $6.99 per month and Borrowed Time sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for OnlyDividends Dividend Tracker against 5.0 for Borrowed Time. Both are backed by a comparable volume of ratings — 4 and 3 respectively. Written reviews are what separate them: 50% of OnlyDividends Dividend Tracker's written reviews are positive against 100% of Borrowed Time's.

OnlyDividends Dividend Tracker ships an update fortnightly, Borrowed Time every 5 weeks. The most recent releases landed on October 13, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | OnlyDividends Dividend Tracker | Borrowed Time |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (4 ratings)](https://appshunter.io/ios/app/onlydividends-dividend-tracker/id6760254342/reviews) | [5.0 (3 ratings)](https://appshunter.io/ios/app/borrowed-time/id6779821324/reviews) |
| Number of ratings | **4** | 3 |
| Positive reviews | 50.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 5 weeks |
| Monetization | Freemium | **Free** |
| Size | 61 MB | 15 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Mourad Sroutou](https://appshunter.io/developer/1800938173) | [Justin Patterson](https://appshunter.io/developer/1894127421) |

## What reviewers say

### OnlyDividends Dividend Tracker

[App page](https://appshunter.io/ios/app/onlydividends-dividend-tracker/id6760254342)

This app helps dividend investors visualize their income. It forecasts payouts for the next eight months, net of taxes, and sends celebratory notifications on payday. Track your portfolio's growth and set income goals.

**Highlights:** Dividend income calendar (12 months), Net-of-tax payout forecasts, Payday push notifications, Monthly income chart, Portfolio breakdown, Automatic stock split adjustments, Goal tracking

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $6.99 | per month |
| Premium Annual | $49.99 | per year |


### Borrowed Time

[App page](https://appshunter.io/ios/app/borrowed-time/id6779821324)

This app displays the live U.S. national debt, updated in real-time from official Treasury data. It also features daily rotating American-themed backdrops, historical quotes, and a home-screen widget. No account or tracking is required.

**Highlights:** Live national debt ticker, Official U.S. Treasury data, Per-person and per-household debt share, Daily rotating American art backdrops, Historical American voices and quotes, Home-screen widget, Monthly public domain historical photos

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Small Tip | $1.99 | one-time |
| Medium Tip | $4.99 | one-time |
| Large Tip | $9.99 | one-time |


## Frequently asked questions

### Is OnlyDividends Dividend Tracker free?

OnlyDividends Dividend Tracker is free to download, with in-app purchases available.

### Is Borrowed Time free?

Borrowed Time is free to download, with in-app purchases available.

### Which has better reviews, OnlyDividends Dividend Tracker or Borrowed Time?

OnlyDividends Dividend Tracker and Borrowed Time are both rated 5.0 out of 5 on the App Store, from 4 and 3 ratings respectively.

### Do OnlyDividends Dividend Tracker or Borrowed Time have ads?

Neither OnlyDividends Dividend Tracker nor Borrowed Time shows ads.

### Which is updated more often, OnlyDividends Dividend Tracker or Borrowed Time?

OnlyDividends Dividend Tracker ships an update fortnightly, and Borrowed Time every 5 weeks. Most recently, OnlyDividends Dividend Tracker was updated on October 13, 2026 and Borrowed Time on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*