# Budget Envelope vs Net Worth Tracker

The clearest difference is rating: Net Worth Tracker at 5.0 against Budget Envelope's 4.5. Budget Envelope's advantage is iOS requirement (15.1 vs 18.2). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Net Worth Tracker holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 2 and 3 respectively.

## The numbers

| Metric | Budget Envelope | Net Worth Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (2 ratings)](https://appshunter.io/ios/app/budget-envelope/id6760275377/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/net-worth-tracker-wealth-up/id6767111942/reviews)** |
| Number of ratings | 2 | **3** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | — | Every 11 days |
| Monetization | Free | Free |
| Size | 24 MB | 10 MB |
| Requires iOS | **15.1** | 18.2 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [TANNER HUNT FRANCIS](https://appshunter.io/developer/1880257663) | [Flowly LLC](https://appshunter.io/developer/1556511977) |

## What reviewers say

### Budget Envelope

[App page](https://appshunter.io/ios/app/budget-envelope/id6760275377)

This app simplifies personal finance using the cash envelope budgeting method. Create virtual envelopes for spending categories and track your expenses by subtracting from each envelope. When an envelope is empty, you stop spending in that category for the period.

**Highlights:** Envelope budgeting method, No bank logins required, No subscriptions, Data stays on device, Simple setup, Privacy-focused

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Net Worth Tracker

[App page](https://appshunter.io/ios/app/net-worth-tracker-wealth-up/id6767111942)

This app allows you to track your assets, debts, income, and expenses privately without linking bank accounts. It provides flexible planning tools for long-term wealth goals and financial independence scenarios, with data export options.

**Highlights:** Private wealth tracking, Manual asset and debt entry, Income and expense tracking, Net worth visualization, Long-term financial planning, Data export (JSON/CSV), Optional biometric security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Budget Envelope free?

Budget Envelope is free to download, with no in-app purchases.

### Is Net Worth Tracker free?

Net Worth Tracker is free to download, with no in-app purchases.

### Which has better reviews, Budget Envelope or Net Worth Tracker?

Net Worth Tracker is rated higher. Budget Envelope averages 4.5 out of 5 from 2 ratings, while Net Worth Tracker averages 5.0 from 3 ratings.

### Do Budget Envelope or Net Worth Tracker have ads?

Neither Budget Envelope nor Net Worth Tracker shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*