# Mouda vs Savvy

The clearest difference is ads: Mouda at none against Savvy's shown. Mouda also leads on device support (3 vs 1). Savvy's advantage is update cadence (every 4 days vs fortnightly). On price, review sentiment, in-app purchases and monetization model there is nothing between them.

Both are free to download. Mouda sells 1 one-off in-app purchase and Savvy sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Mouda ships an update fortnightly, Savvy every 4 days. Both last shipped on October 25, 2026.

## The numbers

| Metric | Mouda | Savvy |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Every 4 days** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 2 MB | 67 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | **iPhone, iPad, Mac** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Subin Hwang](https://appshunter.io/developer/1527993628) | [JinBae Jung](https://appshunter.io/developer/1892955366) |

## What reviewers say

### Mouda

[App page](https://appshunter.io/ios/app/mouda-net-worth-tracker/id6760283263)

Track your overall wealth and net worth with a focus on monthly snapshots rather than daily transactions. This app helps you visualize your financial progress over years, not days, by organizing your assets into intuitive categories. All your data is stored locally for maximum privacy.

**Highlights:** Monthly asset snapshots, Ten intuitive wealth categories, Automatic net worth calculation, Month-over-month change tracking, Swipeable historical data, Asset allocation chart (Pro), Multi-currency support

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Mouda Pro | $2.99 | one-time |


### Savvy

[App page](https://appshunter.io/ios/app/savvy-ai-expense-tracker/id6795720506)

Effortlessly track your spending by speaking or photographing receipts. An AI coach analyzes your habits and provides insights, while customizable budgets and goal tracking help you manage your finances. Enjoy privacy with no sign-up required.

**Highlights:** Voice-activated expense logging, On-device receipt scanning, AI spending analysis and coaching, Customizable budgets and goals, Calendar heatmap for spending, Split bill functionality, Privacy-focused with no sign-up

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 월 구독 | $0.99 | per month |
| 연 구독 | $8.99 | per year |
| 평생 이용권 | $17.99 | one-time |


## Frequently asked questions

### Is Mouda free?

Mouda is free to download, with in-app purchases available.

### Is Savvy free?

Savvy is free to download, with in-app purchases available.

### Do Mouda or Savvy have ads?

Savvy shows ads; Mouda does not.

### Which is updated more often, Mouda or Savvy?

Mouda ships an update fortnightly, and Savvy every 4 days. Most recently, Mouda was updated on October 25, 2026 and Savvy on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*