# Smipay vs Vtumate

The clearest difference is review sentiment: Vtumate at 100% against Smipay's 0%. Vtumate also leads on rating (5.0 vs 1.0). Smipay's advantage is update cadence (fortnightly vs every 5 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Vtumate holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews point the same way: 0% of Smipay's written reviews are positive against 100% of Vtumate's.

Smipay ships an update fortnightly, Vtumate every 5 months. The most recent releases landed on September 23, 2026 and August 24, 2026 respectively.

## The numbers

| Metric | Smipay | Vtumate |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/smipay/id6760297048/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/vtumate/id6761309072/reviews)** |
| Number of ratings | 1 | 1 |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 5 months |
| Monetization | Free | Free |
| Size | 40 MB | 79 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Smipay technologies Ltd](https://appshunter.io/developer/1883692836) | [ADE DEVELOPERS INTERNATIONAL LIMITED](https://appshunter.io/developer/1675105806) |

## What reviewers say

### Smipay

[App page](https://appshunter.io/ios/app/smipay/id6760297048)

This utility platform simplifies everyday transactions. Easily top up airtime and data, or pay for essential services like cable TV and electricity. Designed for security and ease of use, it allows quick payments in just a few taps.

**Highlights:** Airtime and data top-ups, Utility bill payments, Secure login with Face ID/fingerprint, Simple and quick payment flows, Send airtime to others

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Vtumate

[App page](https://appshunter.io/ios/app/vtumate/id6761309072)

This app provides a single platform for instant mobile transactions, including airtime and data top-ups, electricity bill payments, and cable TV subscriptions. Enjoy discounts on recharges and savings on bills with secure payment options.

**Highlights:** Instant airtime recharge, Data top-ups, Electricity bill payments, Cable TV subscriptions, Guaranteed discounts, Secure payment options

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Smipay free?

Smipay is free to download, with no in-app purchases.

### Is Vtumate free?

Vtumate is free to download, with no in-app purchases.

### Which has better reviews, Smipay or Vtumate?

Vtumate is rated higher. Smipay averages 1.0 out of 5 from 1 ratings, while Vtumate averages 5.0 from 1 ratings.

### Do Smipay or Vtumate have ads?

Neither Smipay nor Vtumate shows ads.

### Which is updated more often, Smipay or Vtumate?

Smipay ships an update fortnightly, and Vtumate every 5 months. Most recently, Smipay was updated on September 23, 2026 and Vtumate on August 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*