# Stmnt vs Spendwise AI

The clearest difference is in-app purchases: Stmnt at none against Spendwise AI's 2. Stmnt also leads on device support (3 vs 1). On price, update cadence, ads and iOS requirement there is nothing between them.

Both are free to download. Spendwise AI sells 2 in-app purchases, starting at $3.99 per month. Stmnt asks for nothing beyond the download.

Both ship on a similar rhythm, roughly every 3 days. The most recent releases landed on September 13, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Stmnt | Spendwise AI |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 days | Every 3 days |
| Size | 54 MB | 6 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Ahmed Radhi](https://appshunter.io/developer/1883701659) | [ASIF MUHAMMED THADATHIL](https://appshunter.io/developer/1896760115) |

## What reviewers say

### Stmnt

[App page](https://appshunter.io/ios/app/stmnt/id6760298169)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Spendwise AI

[App page](https://appshunter.io/ios/app/spendwise-ai-expense-tracker/id6771115407)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spendwise AI Pro | $3.99 | per month |
| Spendwise AI Pro Yearly | $29.99 | per year |


## Frequently asked questions

### Is Stmnt free?

Stmnt is free to download, with no in-app purchases.

### Is Spendwise AI free?

Spendwise AI is free to download, with in-app purchases available.

### Do Stmnt or Spendwise AI have ads?

Neither Stmnt nor Spendwise AI shows ads.

### Which is updated more often, Stmnt or Spendwise AI?

Stmnt ships an update every 3 days, and Spendwise AI every 3 days. Most recently, Stmnt was updated on September 13, 2026 and Spendwise AI on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*