# Expense Tracker vs Worthly

The clearest difference is review sentiment: Worthly at 100% against Expense Tracker's 71%. Worthly also leads on iOS requirement (15.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Expense Tracker sells 4 in-app purchases, starting at $4.99 per month and Worthly sells 1 in-app purchase, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Expense Tracker ships an update every 4 days, Worthly every 3 days. Both last shipped on November 5, 2026.

## The numbers

| Metric | Expense Tracker | Worthly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (787 ratings)](https://appshunter.io/ios/app/expense-tracker-datrack/id6760328162/reviews)** | — |
| Number of ratings | **787** | — |
| Positive reviews | 71.4% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 4 days | **Every 3 days** |
| Monetization | Freemium | Freemium |
| Size | 26 MB | 25 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | +4 | 4+ |
| Developer | [Quoc Phan](https://appshunter.io/developer/1883910790) | [Worthly HQ Inc.](https://appshunter.io/developer/1890140927) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-datrack/id6760328162)

Effortlessly track your daily expenses with AI-powered logging and insightful chat-based queries. Visualize your spending patterns with clear charts and manage budgets automatically. Your financial data remains private and secure on your device.

**Highlights:** AI-powered expense logging via text or receipts, Chat interface for asking spending questions, Visual spending charts and calendar view, Automatic recurring bill logging, Monthly budget tracking, Data privacy with no bank login required, CSV/Excel import for history migration

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $4.99 | per month |
| Pro Yearly | $34.99 | per year |
| DaTrack Pro Lifetime Launch | $69.99 | one-time |
| DaTrack Pro Lifetime | $99.99 | one-time |


### Worthly

[App page](https://appshunter.io/ios/app/worthly-money-tracker/id6761525480)

Manage your finances with budgeting tools, net worth tracking, and savings goals. Make informed spending decisions with helpful quizzes and calculators. Stay on top of bills and plan your financial future.

**Highlights:** Budgeting by category, Net worth tracking, Sinking fund goals, No-spend day challenges, Spending decision quizzes, Bill and income planning, Investment tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Worthly Premium | $3.99 | per month |


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is Worthly free?

Worthly is free to download, with in-app purchases available.

### Do Expense Tracker or Worthly have ads?

Neither Expense Tracker nor Worthly shows ads.

### Which is updated more often, Expense Tracker or Worthly?

Expense Tracker ships an update every 4 days, and Worthly every 3 days. Most recently, Expense Tracker was updated on November 5, 2026 and Worthly on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*