# Expense Tracker vs Budget Silos

The clearest difference is review sentiment: Budget Silos at 100% against Expense Tracker's 67%. Budget Silos also leads on rating (5.0 vs 4.8). Expense Tracker's advantage is ratings volume (781 vs 1) and chart position (#143 vs unranked). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $4.99 per month and Budget Silos sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Budget Silos holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Expense Tracker has 781 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 67% of Expense Tracker's written reviews are positive against 100% of Budget Silos's.

Expense Tracker ships an update every 4 days, Budget Silos every 9 days. The most recent releases landed on September 29, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | Expense Tracker | Budget Silos |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (781 ratings)](https://appshunter.io/ios/app/expense-tracker-datrack/id6760328162/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/budget-silos/id6768791528/reviews)** |
| Number of ratings | **781** | 1 |
| Positive reviews | 66.7% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 9 days |
| Monetization | Freemium | Freemium |
| Best chart rank | **#143** | — |
| Size | 26 MB | 24 MB |
| Requires iOS | **17.0** | 26.4 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 17+ |
| Developer | [Quoc Phan](https://appshunter.io/developer/1883910790) | [Atech Operating LLC](https://appshunter.io/developer/1896604837) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-datrack/id6760328162)

**Currently charting:** #143 Top Grossing · Finance (US App Store)

Effortlessly track your daily expenses with AI-powered logging and insightful chat-based queries. Visualize your spending patterns with clear charts and manage budgets automatically. Your financial data remains private and secure on your device.

**Highlights:** AI-powered expense logging via text or receipts, Chat interface for asking spending questions, Visual spending charts and calendar view, Automatic recurring bill logging, Monthly budget tracking, Data privacy with no bank login required, CSV/Excel import for history migration

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $4.99 | per month |
| Pro Yearly | $34.99 | per year |


### Budget Silos

[App page](https://appshunter.io/ios/app/budget-silos/id6768791528)

This app offers a private and customizable budgeting experience without intrusive ads or data selling. It focuses on isolating cash flow for pure financial control on your own terms, providing a straightforward utility at an affordable price.

**Highlights:** Highly personalizable budgeting, Private financial control, Isolates cash flow, No data selling, No external ads, Affordable premium utility

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Starter Monthly | $1.99 | per month |
| Budget Silos Pro | $7.99 | per month |
| Budget Silos Pro | $59.99 | per year |


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is Budget Silos free?

Budget Silos is free to download, with in-app purchases available.

### Which has better reviews, Expense Tracker or Budget Silos?

Budget Silos is rated higher. Expense Tracker averages 4.8 out of 5 from 781 ratings, while Budget Silos averages 5.0 from 1 ratings.

### Do Expense Tracker or Budget Silos have ads?

Neither Expense Tracker nor Budget Silos shows ads.

### Which is updated more often, Expense Tracker or Budget Silos?

Expense Tracker ships an update every 4 days, and Budget Silos every 9 days. Most recently, Expense Tracker was updated on September 29, 2026 and Budget Silos on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*