# Expense Tracker vs Margin Budget

Expense Tracker and Margin Budget both sit at 4.8 stars, but that hides the real split: 100% of Margin Budget's written reviews are positive against 71% of Expense Tracker's. Expense Tracker's advantage is ratings volume (786 vs 3) and chart position (#178 vs unranked). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Expense Tracker sells 4 in-app purchases, starting at $4.99 per month and Margin Budget sells 2 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for Expense Tracker against 4.7 for Margin Budget. That said, the two scores are not equally well evidenced: Expense Tracker has 786 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 71% of Expense Tracker's written reviews are positive against 100% of Margin Budget's.

Expense Tracker ships an update every 4 days, Margin Budget every 6 days. The most recent releases landed on October 31, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | Expense Tracker | Margin Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (786 ratings)](https://appshunter.io/ios/app/expense-tracker-datrack/id6760328162/reviews)** | [4.7 (3 ratings)](https://appshunter.io/ios/app/margin-budget/id6809046345/reviews) |
| Number of ratings | **786** | 3 |
| Positive reviews | 71.4% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 6 days |
| Monetization | Freemium | Free with in-app purchases |
| Best chart rank | **#178** | — |
| Size | 26 MB | 75 MB |
| Requires iOS | 17.0 | **16.4** |
| Devices | iPhone | iPhone |
| Age rating | +4 | 17+ |
| Developer | [Quoc Phan](https://appshunter.io/developer/1883910790) | [Sujash Joseph](https://appshunter.io/developer/6809046347) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-datrack/id6760328162)

**Currently charting:** #178 Top Grossing · Finance (US App Store)

Effortlessly track your daily expenses with AI-powered logging and insightful chat-based queries. Visualize your spending patterns with clear charts and manage budgets automatically. Your financial data remains private and secure on your device.

**Highlights:** AI-powered expense logging via text or receipts, Chat interface for asking spending questions, Visual spending charts and calendar view, Automatic recurring bill logging, Monthly budget tracking, Data privacy with no bank login required, CSV/Excel import for history migration

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $4.99 | per month |
| Pro Yearly | $34.99 | per year |
| DaTrack Pro Lifetime Launch | $69.99 | one-time |
| DaTrack Pro Lifetime | $99.99 | one-time |


### Margin Budget

[App page](https://appshunter.io/ios/app/margin-budget/id6809046345)

Manage your personal finances with ease. Track daily expenses, set custom budget limits, and organize recurring subscriptions. Gain clear insights into your spending habits with visual reports and charts.

**Highlights:** Expense & Income Tracking, Smart Budgeting, Subscription Manager, Spending Insights, Visual Reports & Charts, Secure & Organized

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Margin Pro Monthly | $7.99 | per month |
| Margin Pro Yearly | $69.99 | per year |


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is Margin Budget free?

Margin Budget is free to download, with in-app purchases available.

### Which has better reviews, Expense Tracker or Margin Budget?

Expense Tracker is rated higher. Expense Tracker averages 4.8 out of 5 from 786 ratings, while Margin Budget averages 4.7 from 3 ratings.

### Do Expense Tracker or Margin Budget have ads?

Neither Expense Tracker nor Margin Budget shows ads.

### Which is updated more often, Expense Tracker or Margin Budget?

Expense Tracker ships an update every 4 days, and Margin Budget every 6 days. Most recently, Expense Tracker was updated on October 31, 2026 and Margin Budget on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*