# Kakeibo vs Stow

Kakeibo and Stow are too close to call on the numbers: across 7 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Kakeibo sells 2 in-app purchases, starting at $2.99 per month and Stow sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Kakeibo ships an update weekly, Stow every 4 days. The most recent releases landed on November 9, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Kakeibo | Stow |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/kakeibo-mindful-spending/id6760362042/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Every 4 days** |
| Monetization | Freemium | Freemium |
| Size | 14 MB | 13 MB |
| Requires iOS | 17.6 | **17.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [HALIL GOKTEPE](https://appshunter.io/developer/1879055674) | [Max Koumarelas](https://appshunter.io/developer/1893513228) |

## What reviewers say

### Kakeibo

[App page](https://appshunter.io/ios/app/kakeibo-mindful-spending/id6760362042)

This app helps you cultivate mindful spending habits through a Japanese budgeting philosophy. It encourages intentional purchasing by requiring manual expense logging and reflection, promoting savings goals and conscious financial decisions.

**Highlights:** Mindful spending philosophy, Manual expense logging, Four spending categories, Offline functionality, Minimalist Japanese aesthetic, Monthly reflection prompts

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $2.99 | per month |
| Yearly Subscription | $29.99 | per year |


### Stow

[App page](https://appshunter.io/ios/app/stow-envelope-budget-tracker/id6762239901)

This privacy-focused app helps you manage your money using the envelope budgeting method. Easily divide your income into virtual envelopes, track spending in real-time, and always know your available balance. It operates entirely offline, keeping your financial data secure on your device.

**Highlights:** Envelope budgeting, Offline operation, Privacy-focused, Quick transaction logging, Customizable envelopes, Multi-currency support

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Stow Premium — Monthly | $4.99 | per month |
| Stow Premium — Annual | $39.99 | per year |
| Stow Premium — Lifetime | $59.99 | one-time |


## Frequently asked questions

### Is Kakeibo free?

Kakeibo is free to download, with in-app purchases available.

### Is Stow free?

Stow is free to download, with in-app purchases available.

### Do Kakeibo or Stow have ads?

Neither Kakeibo nor Stow shows ads.

### Which is updated more often, Kakeibo or Stow?

Kakeibo ships an update weekly, and Stow every 4 days. Most recently, Kakeibo was updated on November 9, 2026 and Stow on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*