# Contiv Financial vs Halvy

The clearest difference is in-app purchases: Contiv Financial at none against Halvy's 3. Contiv Financial also leads on update cadence (every 3 days vs every 10 days). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Halvy sells 3 in-app purchases, starting at $1.99 per month. Contiv Financial asks for nothing beyond the download.

Contiv Financial ships an update every 3 days, Halvy every 10 days. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Contiv Financial | Halvy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/contiv-financial/id6760370350/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 10 days |
| Monetization | **Free** | Free with in-app purchases |
| Size | 39 MB | 97 MB |
| Requires iOS | **15.1** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Gabriel Grosan](https://appshunter.io/developer/1884156870) | [Amboyance Inc.](https://appshunter.io/developer/1873773396) |

## What reviewers say

### Contiv Financial

[App page](https://appshunter.io/ios/app/contiv-financial/id6760370350)

Easily track personal and business income and expenses. Organize your finances with custom categories, monitor budgets, and view spending trends. Secure your data with biometric lock and access it from any device via cloud sync.

**Highlights:** Track income and expenses, Custom categories, Budget setting and monitoring, Spending trend reports, Separate personal/business finances, Biometric lock, Cloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Halvy

[App page](https://appshunter.io/ios/app/halvy-split-expenses/id6782474367)

Effortlessly track and split shared expenses with friends, roommates, or partners. Offers flexible splitting methods, real-time balance updates, and convenient settlement options. Advanced features for budgeting, receipt scanning, and business use are available via subscription.

**Highlights:** Flexible expense splitting (income, percentage, shares), Real-time balance tracking, Group creation for various relationships, Multiple payment app integrations for settlement, Receipt scanning and item extraction (Pro), Budgeting and recurring expense management (Pro), Business expense tracking and reporting (Pro)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Halvy Pro - Monthly | $1.99 | per month |
| Halvy Pro - Annual | $14.99 | per year |
| Halvy Pro - Lifetime | $29.99 | one-time |


## Frequently asked questions

### Is Contiv Financial free?

Contiv Financial is free to download, with no in-app purchases.

### Is Halvy free?

Halvy is free to download, with in-app purchases available.

### Do Contiv Financial or Halvy have ads?

Neither Contiv Financial nor Halvy shows ads.

### Which is updated more often, Contiv Financial or Halvy?

Contiv Financial ships an update every 3 days, and Halvy every 10 days. Most recently, Contiv Financial was updated on October 24, 2026 and Halvy on October 28, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*