# Money2Time vs Xpense

The clearest difference is iOS requirement: Xpense at 13.0 against Money2Time's 16.4. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Money2Time sells 3 in-app purchases, starting at $4.99 per month and Xpense sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Money2Time ships an update every 5 days, Xpense weekly. The most recent releases landed on October 11, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Money2Time | Xpense |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Weekly |
| Monetization | Freemium | — |
| Size | 196 MB | 101 MB |
| Requires iOS | 16.4 | **13.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Leong Wai Gan](https://appshunter.io/developer/1884364121) | [Zohaib Aslam](https://appshunter.io/developer/6781381466) |

## What reviewers say

### Money2Time

[App page](https://appshunter.io/ios/app/money2time-expense-tracker/id6760418898)

This app helps you understand your spending by converting currency into hours of your life. Scan receipts or manually enter expenses to visualize the time you've traded for goods and services. Gain awareness of your financial habits and take back control of your time and money.

**Highlights:** Convert expenses to hours of work, Scan receipts or manual entry, Offline data storage, Data export to JSON, Unlimited accounts/categories (Pro), Customizable hourly rates (Pro)

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Money2Time Pro Monthly Subscription | $4.99 | per month |
| Money2Time Pro Annual Subscription | $24.99 | per year |
| Money2Time Pro Lifetime | $54.90 | one-time |


### Xpense

[App page](https://appshunter.io/ios/app/xpense-expense-tracker-app/id6781827933)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $3.99 | per month |
| Premium Yearly | $19.99 | per year |


## Frequently asked questions

### Is Money2Time free?

Money2Time is free to download, with in-app purchases available.

### Is Xpense free?

Xpense is free to download, with in-app purchases available.

### Do Money2Time or Xpense have ads?

Neither Money2Time nor Xpense shows ads.

### Which is updated more often, Money2Time or Xpense?

Money2Time ships an update every 5 days, and Xpense weekly. Most recently, Money2Time was updated on October 11, 2026 and Xpense on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*