# 必灵 vs Budget Tracker

The clearest difference is update cadence: 必灵 at every 9 days against Budget Tracker's every 2 months. 必灵 also leads on iOS requirement (13.0 vs 16.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

必灵 ships an update every 9 days, Budget Tracker every 2 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | 必灵 | Budget Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 2 months |
| Monetization | Free | — |
| Size | 61 MB | 16 MB |
| Requires iOS | **13.0** | 16.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 9+ | 4+ |
| Developer | [Hangzhou Yuancai Technology Co.,Ltd.](https://appshunter.io/developer/1716886102) | [Wuhan Yousigan Technology Co., Ltd](https://appshunter.io/developer/1290096219) |

## What reviewers say

### 必灵

[App page](https://appshunter.io/ios/app/ai/id6760445481)

This AI-powered assistant simplifies financial management with intelligent expense tracking, voice note capabilities, and insightful spending analysis. It helps users plan budgets, set savings goals, and manage assets effectively.

**Highlights:** Intelligent expense tracking, Voice note expense recording, Spending analysis and insights, Budget planning, Savings goal setting, Asset management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Budget Tracker

[App page](https://appshunter.io/ios/app/budget-tracker-money-planner/id6764012240)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 必灵 free?

必灵 is free to download, with no in-app purchases.

### Is Budget Tracker free?

Budget Tracker is free to download, with no in-app purchases.

### Do 必灵 or Budget Tracker have ads?

Neither 必灵 nor Budget Tracker shows ads.

### Which is updated more often, 必灵 or Budget Tracker?

必灵 ships an update every 9 days, and Budget Tracker every 2 months. Most recently, 必灵 was updated on October 24, 2026 and Budget Tracker on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*