# DebtDown vs Payday Budget Planner

The clearest difference is in-app purchases: Payday Budget Planner at none against DebtDown's 1. Payday Budget Planner also leads on iOS requirement (15.1 vs 17.0). DebtDown's advantage is update cadence (fortnightly vs monthly). On price, ads and device support there is nothing between them.

Both are free to download. DebtDown sells 1 one-off in-app purchase. Payday Budget Planner asks for nothing beyond the download.

DebtDown ships an update fortnightly, Payday Budget Planner monthly. The most recent releases landed on October 4, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | DebtDown | Payday Budget Planner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/debtdown/id6760519735/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free with in-app purchases | — |
| Size | 2 MB | 35 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Hrdlicka Apps LLC](https://appshunter.io/developer/1896342974) | [Power My Fitness LLC](https://appshunter.io/developer/1877025462) |

## What reviewers say

### DebtDown

[App page](https://appshunter.io/ios/app/debtdown/id6760519735)

This app helps you create a personalized plan to eliminate your debts faster. It calculates your debt-free date and total interest paid, offering various payoff strategies. Track your progress and receive payment reminders to stay on course.

**Highlights:** Debt payoff strategies (Snowball, Avalanche), Calculate debt-free date, Track interest costs, Balance, interest, and timeline charts, Payment reminders, iCloud sync, Amortization schedules

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debtdown Pro | $6.99 | one-time |


### Payday Budget Planner

[App page](https://appshunter.io/ios/app/payday-budget-planner/id6760873815)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is DebtDown free?

DebtDown is free to download, with in-app purchases available.

### Is Payday Budget Planner free?

Payday Budget Planner is free to download, with no in-app purchases.

### Do DebtDown or Payday Budget Planner have ads?

Neither DebtDown nor Payday Budget Planner shows ads.

### Which is updated more often, DebtDown or Payday Budget Planner?

DebtDown ships an update fortnightly, and Payday Budget Planner monthly. Most recently, DebtDown was updated on October 4, 2026 and Payday Budget Planner on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*