# Lode vs Money & Expense Tracker

Lode and Money & Expense Tracker are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Lode sells 3 in-app purchases, starting at $3.99 per month and Money & Expense Tracker sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Lode ships an update every 5 days, Money & Expense Tracker every 4 days. The most recent releases landed on November 9, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Lode | Money & Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (8 ratings)](https://appshunter.io/ios/app/lode-ai-expense-tracker/id6760552716/reviews)** | — |
| Number of ratings | **8** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 5 days | **Every 4 days** |
| Monetization | Freemium | — |
| Size | 112 MB | 72 MB |
| Requires iOS | **18.0** | 18.6 |
| Devices | iPhone, iPad | iPhone, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Kyrylo Svystun](https://appshunter.io/developer/1884937511) | [TWOBIRDSTALK STUDIO](https://appshunter.io/developer/1674181239) |

## What reviewers say

### Lode

[App page](https://appshunter.io/ios/app/lode-ai-expense-tracker/id6760552716)

This AI-powered finance app automatically logs your expenses from bank notifications and Apple Pay. It helps you manage budgets, track bills, and plan for trips without requiring bank logins. Your data is securely stored in your iCloud.

**Highlights:** Automatic expense logging from notifications, AI-powered transaction categorization, Budget and bill tracking, Trip budgeting and expense management, Receipt scanning and import, iCloud sync for iPhone and iPad

**Features:** macOS Compatibility, Family Sharing, iPhone Duo support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Lode Premium | $3.99 | per month |
| Lode Premium | $29.99 | per year |
| Lifetime Premium | $59.99 | one-time |


### Money & Expense Tracker

[App page](https://appshunter.io/ios/app/money-and-expense-tracker-lichy/id6773329338)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Lichy Plus | $2.99 | per month |
| Lichy Plus | $24.99 | per year |


## Frequently asked questions

### Is Lode free?

Lode is free to download, with in-app purchases available.

### Is Money & Expense Tracker free?

Money & Expense Tracker is free to download, with in-app purchases available.

### Do Lode or Money & Expense Tracker have ads?

Neither Lode nor Money & Expense Tracker shows ads.

### Which is updated more often, Lode or Money & Expense Tracker?

Lode ships an update every 5 days, and Money & Expense Tracker every 4 days. Most recently, Lode was updated on November 9, 2026 and Money & Expense Tracker on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*