# Lode vs Finsepa

The clearest difference is ratings volume: Lode at 8 against Finsepa's 1. Lode also leads on iOS requirement (18.0 vs 26.0). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Lode sells 3 in-app purchases, starting at $3.99 per month and Finsepa sells 2 in-app purchases, starting at $12.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Lode against 5.0 for Finsepa. That said, the two scores are not equally well evidenced: Lode has 8 ratings behind it against 1, so its average is the more settled of the two.

Lode ships an update every 5 days, Finsepa every 3 days. The most recent releases landed on October 31, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Lode | Finsepa |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (8 ratings)](https://appshunter.io/ios/app/lode-ai-expense-tracker/id6760552716/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/finsepa/id6801018314/reviews) |
| Number of ratings | **8** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 5 days | **Every 3 days** |
| Monetization | Freemium | Freemium |
| Size | 112 MB | 15 MB |
| Requires iOS | **18.0** | 26.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Kyrylo Svystun](https://appshunter.io/developer/1884937511) | [Volodymyr Raksha](https://appshunter.io/developer/6801018316) |

## What reviewers say

### Lode

[App page](https://appshunter.io/ios/app/lode-ai-expense-tracker/id6760552716)

Effortlessly track expenses using natural language input or by scanning receipts. This AI-powered app categorizes transactions, provides insights into spending, and helps with budgeting and bill reminders. It offers secure iCloud syncing and is designed with privacy in mind.

**Highlights:** Natural language expense entry, AI-powered receipt scanning, Chat-based financial insights, Budgeting and bill reminders, Income and spending statistics, Secure iCloud syncing, Multi-currency support

**Features:** macOS Compatibility, Family Sharing, iPhone Duo support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Lode Premium | $3.99 | per month |
| Lode Premium | $29.99 | per year |
| Lifetime Premium | $59.99 | one-time |


### Finsepa

[App page](https://appshunter.io/ios/app/finsepa/id6801018314)

Track stocks, crypto, ETFs, and more in one place. Monitor your portfolio, build watchlists, and stay updated on market events and earnings without needing multiple apps.

**Highlights:** Live market tracking, Portfolio management, Watchlist creation, Earnings and economic calendars, Historical fundamental data, Superinvestor filings, Insider data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Finsepa Pro Monthly | $12.99 | per month |
| Pro Annual | $129.00 | per year |


## Frequently asked questions

### Is Lode free?

Lode is free to download, with in-app purchases available.

### Is Finsepa free?

Finsepa is free to download, with in-app purchases available.

### Which has better reviews, Lode or Finsepa?

Lode and Finsepa are both rated 5.0 out of 5 on the App Store, from 8 and 1 ratings respectively.

### Do Lode or Finsepa have ads?

Neither Lode nor Finsepa shows ads.

### Which is updated more often, Lode or Finsepa?

Lode ships an update every 5 days, and Finsepa every 3 days. Most recently, Lode was updated on October 31, 2026 and Finsepa on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*