# VaultBudget vs Raydient

The clearest difference is in-app purchases: Raydient at none against VaultBudget's 3. VaultBudget's advantage is update cadence (every 3 weeks vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. VaultBudget sells 3 in-app purchases, starting at $3.99 per month. Raydient asks for nothing beyond the download.

VaultBudget ships an update every 3 weeks, Raydient every 2 months. The most recent releases landed on September 29, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | VaultBudget | Raydient |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/raydient/id6762330991/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | — | Free |
| Size | 12 MB | 4 MB |
| Requires iOS | **17.6** | 18.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Wael Inaim](https://appshunter.io/developer/1885002753) | [Brightside Finance Foundation](https://appshunter.io/developer/1893845668) |

## What reviewers say

### VaultBudget

[App page](https://appshunter.io/ios/app/vaultbudget/id6760564530)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $3.99 | per month |
| VaultBudget Premium Yearly | $39.99 | per year |
| VaultBudget Premium Lifetime | $119.99 | one-time |


### Raydient

[App page](https://appshunter.io/ios/app/raydient/id6762330991)

This financial toolkit helps students master their money through intentional spending, goal-oriented saving, and market education. Track expenses, monitor balances, and visualize savings progress with a risk-free stock market simulator.

**Highlights:** Intentional spending tracking, Goal-oriented saving visualization, Stock market simulator, Expense tracking, Balance monitoring, Market education

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is VaultBudget free?

VaultBudget is free to download, with in-app purchases available.

### Is Raydient free?

Raydient is free to download, with no in-app purchases.

### Do VaultBudget or Raydient have ads?

Neither VaultBudget nor Raydient shows ads.

### Which is updated more often, VaultBudget or Raydient?

VaultBudget ships an update every 3 weeks, and Raydient every 2 months. Most recently, VaultBudget was updated on September 29, 2026 and Raydient on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*