# Simpay App vs Wealthly AI

The clearest difference is in-app purchases: Simpay App at none against Wealthly AI's 2. Wealthly AI's advantage is update cadence (every 3 days vs every 10 days). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Wealthly AI sells 2 in-app purchases, starting at $2.99 per month. Simpay App asks for nothing beyond the download.

Simpay App ships an update every 10 days, Wealthly AI every 3 days. The most recent releases landed on November 9, 2026 and November 10, 2026 respectively.

## The numbers

| Metric | Simpay App | Wealthly AI |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 10 days | **Every 3 days** |
| Size | 37 MB | 55 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Simco](https://appshunter.io/developer/1885072534) | [Bobur Irgashev](https://appshunter.io/developer/6786292113) |

## What reviewers say

### Simpay App

[App page](https://appshunter.io/ios/app/simpay-app/id6760571087)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Wealthly AI

[App page](https://appshunter.io/ios/app/wealthly-ai-budget-tracker/id6786292111)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Wealthly AI Pro | $2.99 | per month |
| Wealthly AI Pro (Yearly) | $29.99 | per year |


## Frequently asked questions

### Is Simpay App free?

Simpay App is free to download, with no in-app purchases.

### Is Wealthly AI free?

Wealthly AI is free to download, with in-app purchases available.

### Do Simpay App or Wealthly AI have ads?

Neither Simpay App nor Wealthly AI shows ads.

### Which is updated more often, Simpay App or Wealthly AI?

Simpay App ships an update every 10 days, and Wealthly AI every 3 days. Most recently, Simpay App was updated on November 9, 2026 and Wealthly AI on November 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*