# Loan Wise vs DebtPilot

The clearest difference is in-app purchases: Loan Wise at none against DebtPilot's 2. Loan Wise also leads on device support (3 vs 1) and iOS requirement (15.6 vs 17.0). DebtPilot's advantage is ads (none vs shown). On price and update cadence there is nothing between them.

Both are free to download. DebtPilot sells 2 in-app purchases, starting at $4.99 per month. Loan Wise asks for nothing beyond the download.

Loan Wise ships an update weekly, DebtPilot every 6 days. The most recent releases landed on October 31, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Loan Wise | DebtPilot |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Weekly | **Every 6 days** |
| Monetization | Ad-supported | — |
| Size | 21 MB | 4 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Ultra Apps](https://appshunter.io/developer/1713893368) | [Agan Financials Limited Liability Co](https://appshunter.io/developer/6775158786) |

## What reviewers say

### Loan Wise

[App page](https://appshunter.io/ios/app/loan-wise-pro-finance/id6760581400)

Analyze loan impacts on income, cash flow, and financial stability without complex spreadsheets. Get clear, data-driven insights before committing to a loan. Compares loan offers and tracks payments.

**Highlights:** Income impact analysis, Affordability assessment, Amortization schedule, Loan comparison, Payment tracking, Save and share simulations, Offline functionality

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### DebtPilot

[App page](https://appshunter.io/ios/app/debtpilot/id6775158784)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| DebtPilot Premium (Monthly) | $4.99 | per month |
| DebtPilot Premium (Yearly) | $29.99 | per year |


## Frequently asked questions

### Is Loan Wise free?

Loan Wise is free to download, with no in-app purchases.

### Is DebtPilot free?

DebtPilot is free to download, with in-app purchases available.

### Do Loan Wise or DebtPilot have ads?

Loan Wise shows ads; DebtPilot does not.

### Which is updated more often, Loan Wise or DebtPilot?

Loan Wise ships an update weekly, and DebtPilot every 6 days. Most recently, Loan Wise was updated on October 31, 2026 and DebtPilot on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*