# 十月记账 vs DebtShore

The clearest difference is update cadence: 十月记账 at every 2 days against DebtShore's every 11 days. 十月记账 also leads on monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 17.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for 十月记账 against 5.0 for DebtShore. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

十月记账 ships an update every 2 days, DebtShore every 11 days. Both last shipped on October 31, 2026.

## The numbers

| Metric | 十月记账 | DebtShore |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/id6760593582/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/debtshore/id6769247045/reviews) |
| Number of ratings | 1 | 1 |
| Positive reviews | — | 83.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 days** | Every 11 days |
| Monetization | **Free** | Free with in-app purchases |
| Size | 26 MB | 83 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Shanghai Chengxu Technology Co., Ltd.](https://appshunter.io/developer/1885218287) | [朋飞 王](https://appshunter.io/developer/1896641082) |

## What reviewers say

### 十月记账

[App page](https://appshunter.io/ios/app/id6760593582)

This app helps you manage daily income and expenses, and track loan repayments. It calculates your disposable income after deducting bills and spending, and provides tools for managing various types of debts and calculating financial scenarios.

**Highlights:** Daily income and expense tracking, Loan and debt management, Disposable income calculation, Budget setting and tracking, Repayment calendar and reminders, Financial calculators for loans

**Features:** Vision Pro support

**In-app purchases:** none


### DebtShore

[App page](https://appshunter.io/ios/app/debtshore/id6769247045)

Organize and track all your personal debts, from loans and credit cards to installments. Set repayment plans, receive payment reminders, and visualize your progress with a clean, calming interface. This tool helps you stay on top of your financial obligations.

**Highlights:** Debt tracking for loans, credit cards, and installments, Customizable repayment plans, Payment reminders for upcoming due dates, Progress overview of total debt and paid amounts, Clean and simple user interface, Multi-language support

**In-app purchases:** none


## Frequently asked questions

### Is 十月记账 free?

十月记账 is free to download, with no in-app purchases.

### Is DebtShore free?

DebtShore is free to download, with no in-app purchases.

### Which has better reviews, 十月记账 or DebtShore?

十月记账 and DebtShore are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do 十月记账 or DebtShore have ads?

Neither 十月记账 nor DebtShore shows ads.

### Which is updated more often, 十月记账 or DebtShore?

十月记账 ships an update every 2 days, and DebtShore every 11 days. Most recently, 十月记账 was updated on October 31, 2026 and DebtShore on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*