# 十月记账 vs SpendNote

The clearest difference is in-app purchases: 十月记账 at none against SpendNote's 2. 十月记账 also leads on iOS requirement (13.0 vs 17.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. SpendNote sells 2 in-app purchases, starting at $2.99 per month. 十月记账 asks for nothing beyond the download.

十月记账 ships an update every 2 days, SpendNote every 3 days. The most recent releases landed on October 12, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | 十月记账 | SpendNote |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id6760593582/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 2 days** | Every 3 days |
| Monetization | Free | — |
| Size | 26 MB | 4 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Shanghai Chengxu Technology Co., Ltd.](https://appshunter.io/developer/1885218287) | [焕为 叶](https://appshunter.io/developer/6797354297) |

## What reviewers say

### 十月记账

[App page](https://appshunter.io/ios/app/id6760593582)

This app helps you manage daily income and expenses, and track loan repayments. It calculates your disposable income after deducting bills and spending, and provides tools for managing various types of debts and calculating financial scenarios.

**Highlights:** Daily income and expense tracking, Loan and debt management, Disposable income calculation, Budget setting and tracking, Repayment calendar and reminders, Financial calculators for loans

**Features:** Vision Pro support

**In-app purchases:** none


### SpendNote

[App page](https://appshunter.io/ios/app/spendnote-expense-tracker/id6797922071)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendNote Pro Monthly | $2.99 | per month |
| SpendNote Pro Yearly | $19.99 | per year |


## Frequently asked questions

### Is 十月记账 free?

十月记账 is free to download, with no in-app purchases.

### Is SpendNote free?

SpendNote is free to download, with in-app purchases available.

### Do 十月记账 or SpendNote have ads?

Neither 十月记账 nor SpendNote shows ads.

### Which is updated more often, 十月记账 or SpendNote?

十月记账 ships an update every 2 days, and SpendNote every 3 days. Most recently, 十月记账 was updated on October 12, 2026 and SpendNote on October 14, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*