# Kept vs CediWise

The clearest difference is in-app purchases: CediWise at none against Kept's 3. CediWise also leads on iOS requirement (15.1 vs 18.6). Kept's advantage is update cadence (weekly vs every 3 weeks). On price, ads and device support there is nothing between them.

Both are free to download. Kept sells 3 one-off in-app purchases. CediWise asks for nothing beyond the download.

Kept ships an update weekly, CediWise every 3 weeks. The most recent releases landed on October 14, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Kept | CediWise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/kept-budget-and-expense-tracker/id6760608763/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | Free | — |
| Size | 21 MB | 72 MB |
| Requires iOS | 18.6 | **15.1** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Md Ashikur Rahman](https://appshunter.io/developer/1885300494) | [Joshua Ansah](https://appshunter.io/developer/1890720602) |

## What reviewers say

### Kept

[App page](https://appshunter.io/ios/app/kept-budget-and-expense-tracker/id6760608763)

A private and simple way to track your money without needing bank logins or an account. Log expenses quickly, create helpful budgets, and visualize your spending with clear charts. Your financial data stays securely on your device.

**Highlights:** Fast expense logging, Customizable budgets, Visual spending charts, 100% private and secure, No account or bank login required, Optional iCloud sync, Apple Watch app

**Features:** Apple Watch app

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Small Tip | $0.99 | one-time |
| Medium Tip | $2.99 | one-time |
| Large Tip | $4.99 | one-time |


### CediWise

[App page](https://appshunter.io/ios/app/cediwise/id6761660784)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Kept free?

Kept is free to download, with in-app purchases available.

### Is CediWise free?

CediWise is free to download, with no in-app purchases.

### Do Kept or CediWise have ads?

Neither Kept nor CediWise shows ads.

### Which is updated more often, Kept or CediWise?

Kept ships an update weekly, and CediWise every 3 weeks. Most recently, Kept was updated on October 14, 2026 and CediWise on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*