# Kept vs Secure Budget

The clearest difference is monetization model: Kept at free against Secure Budget's freemium. Secure Budget's advantage is iOS requirement (13.0 vs 18.6). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Kept sells 3 one-off in-app purchases and Secure Budget sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Kept against 5.0 for Secure Budget. Both are backed by a comparable volume of ratings — 3 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Kept ships an update weekly, Secure Budget every 4 days. Both last shipped on October 31, 2026.

## The numbers

| Metric | Kept | Secure Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (3 ratings)](https://appshunter.io/ios/app/kept-budget-and-expense-tracker/id6760608763/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/secure-budget/id6769020015/reviews) |
| Number of ratings | **3** | 2 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Every 4 days** |
| Monetization | **Free** | Freemium |
| Size | 21 MB | 32 MB |
| Requires iOS | 18.6 | **13.0** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Md Ashikur Rahman](https://appshunter.io/developer/1885300494) | [GeoBuilt LLC](https://appshunter.io/developer/1896623182) |

## What reviewers say

### Kept

[App page](https://appshunter.io/ios/app/kept-budget-and-expense-tracker/id6760608763)

A private and simple way to track your money without needing bank logins or an account. Log expenses quickly, create helpful budgets, and visualize your spending with clear charts. Your financial data stays securely on your device.

**Highlights:** Fast expense logging, Customizable budgets, Visual spending charts, 100% private and secure, No account or bank login required, Optional iCloud sync, Apple Watch app

**Features:** Apple Watch app

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Small Tip | $0.99 | one-time |
| Medium Tip | $2.99 | one-time |
| Large Tip | $4.99 | one-time |


### Secure Budget

[App page](https://appshunter.io/ios/app/secure-budget/id6769020015)

Track your spending and manage your budget without linking bank accounts. Log bills, income, and purchases to see where your money goes and if you can afford your goals. Offers detailed analytics and multiple profiles.

**Highlights:** Manual transaction logging, Bill and income scheduling, Spending analytics by category, Multiple budget profiles, Data export (JSON/CSV), On-device data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $0.99 | per month |
| Annual Premium | $9.99 | per year |
| Lifetime Premium | $29.99 | one-time |


## Frequently asked questions

### Is Kept free?

Kept is free to download, with in-app purchases available.

### Is Secure Budget free?

Secure Budget is free to download, with in-app purchases available.

### Which has better reviews, Kept or Secure Budget?

Kept and Secure Budget are both rated 5.0 out of 5 on the App Store, from 3 and 2 ratings respectively.

### Do Kept or Secure Budget have ads?

Neither Kept nor Secure Budget shows ads.

### Which is updated more often, Kept or Secure Budget?

Kept ships an update weekly, and Secure Budget every 4 days. Most recently, Kept was updated on October 31, 2026 and Secure Budget on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*