# 负布斯 vs Zero Debt

The clearest difference is in-app purchases: 负布斯 at none against Zero Debt's 4. 负布斯 also leads on iOS requirement (15.1 vs 17.0). Zero Debt's advantage is update cadence (every 3 days vs every 5 weeks). On price, ads and device support there is nothing between them.

Both are free to download. Zero Debt sells 4 in-app purchases, starting at $6.99 per month. 负布斯 asks for nothing beyond the download.

负布斯 ships an update every 5 weeks, Zero Debt every 3 days. Both last shipped on October 31, 2026.

## The numbers

| Metric | 负布斯 | Zero Debt |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 3 days** |
| Size | 28 MB | 17 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [思硕 谢](https://appshunter.io/developer/1885490666) | [Sardor Akbarov](https://appshunter.io/developer/6780028842) |

## What reviewers say

### 负布斯

[App page](https://appshunter.io/ios/app/id6760668808)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Zero Debt

[App page](https://appshunter.io/ios/app/zero-debt-payoff-planner/id6797665696)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Zero Pro Monthly | $6.99 | per month |
| Zero Pro Monthly | $9.99 | per month |
| Zero Pro | $49.99 | per year |
| Zero Pro Lifetime | $99.99 | one-time |


## Frequently asked questions

### Is 负布斯 free?

负布斯 is free to download, with no in-app purchases.

### Is Zero Debt free?

Zero Debt is free to download, with in-app purchases available.

### Do 负布斯 or Zero Debt have ads?

Neither 负布斯 nor Zero Debt shows ads.

### Which is updated more often, 负布斯 or Zero Debt?

负布斯 ships an update every 5 weeks, and Zero Debt every 3 days. Most recently, 负布斯 was updated on October 31, 2026 and Zero Debt on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*