# Roommate Bill Splitter vs Pony Up

The clearest difference is update cadence: Pony Up at every 3 weeks against Roommate Bill Splitter's every 3 months. Pony Up also leads on iOS requirement (16.4 vs 18). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Roommate Bill Splitter sells 3 in-app purchases, starting at $4.99 per month and Pony Up sells 5 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

Roommate Bill Splitter ships an update every 3 months, Pony Up every 3 weeks. The most recent releases landed on October 7, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Roommate Bill Splitter | Pony Up |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (6 ratings)](https://appshunter.io/ios/app/pony-up-split-and-budget/id6777123091/reviews)** |
| Number of ratings | — | **6** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | — | Free with in-app purchases |
| Size | 10 MB | 93 MB |
| Requires iOS | 18 | **16.4** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Karol Jaworski](https://appshunter.io/developer/1799974477) | [Nathan Hintz](https://appshunter.io/developer/6777123093) |

## What reviewers say

### Roommate Bill Splitter

[App page](https://appshunter.io/ios/app/roommate-bill-splitter-split/id6760669710)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Split Pro | $4.99 | per month |
| Split Pro | $39.99 | per year |
| Split Pro | $39.99 | per year |


### Pony Up

[App page](https://appshunter.io/ios/app/pony-up-split-and-budget/id6777123091)

This finance app offers a private, customizable toolkit for managing your money. It allows you to split bills, create budgets, track subscriptions, and plan debt payoff without monthly fees or ads. Users can choose individual tools or bundles, with one module offered free.

**Highlights:** Split bills with friends, Build private budgets, Track subscriptions and bills, Create debt payoff plans, Customizable dashboard, Private data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Bill Splitter Module | $0.99 | one-time |
| Budgeting Module | $0.99 | one-time |
| Bills & Subscriptions Module | $0.99 | one-time |
| Debt Planner Module | $0.99 | one-time |
| 3 Modules Bundle | $1.99 | one-time |


## Frequently asked questions

### Is Roommate Bill Splitter free?

Roommate Bill Splitter is free to download, with in-app purchases available.

### Is Pony Up free?

Pony Up is free to download, with in-app purchases available.

### Do Roommate Bill Splitter or Pony Up have ads?

Neither Roommate Bill Splitter nor Pony Up shows ads.

### Which is updated more often, Roommate Bill Splitter or Pony Up?

Roommate Bill Splitter ships an update every 3 months, and Pony Up every 3 weeks. Most recently, Roommate Bill Splitter was updated on October 7, 2026 and Pony Up on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*