# IOUly vs Expense Splitter

The clearest difference is in-app purchases: Expense Splitter at none against IOUly's 4. IOUly's advantage is update cadence (every 10 days vs every 4 months) and device support (3 vs 1). On price and ads there is nothing between them.

Both are free to download. IOUly sells 4 in-app purchases, starting at $4.99 per month. Expense Splitter asks for nothing beyond the download.

IOUly ships an update every 10 days, Expense Splitter every 4 months. The most recent releases landed on October 22, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | IOUly | Expense Splitter |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 4 months |
| Size | 53 MB | 3 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Serdar OZKAN](https://appshunter.io/developer/1539288181) | [LEAN ASIA CO., LTD](https://appshunter.io/developer/1815050814) |

## What reviewers say

### IOUly

[App page](https://appshunter.io/ios/app/iouly-iou-tracker/id6760676140)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Whos Pro: Monthly | $4.99 | per month |
| Whos Pro: Yearly | $29.99 | per year |
| Lifetime · One-Time Offer | $39.99 | one-time |
| Whos Pro: Lifetime | $69.99 | one-time |


### Expense Splitter

[App page](https://appshunter.io/ios/app/expense-splitter-settle-up/id6772257509)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is IOUly free?

IOUly is free to download, with in-app purchases available.

### Is Expense Splitter free?

Expense Splitter is free to download, with no in-app purchases.

### Do IOUly or Expense Splitter have ads?

Neither IOUly nor Expense Splitter shows ads.

### Which is updated more often, IOUly or Expense Splitter?

IOUly ships an update every 10 days, and Expense Splitter every 4 months. Most recently, IOUly was updated on October 22, 2026 and Expense Splitter on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*