# IOUly vs Lendnote

The clearest difference is in-app purchases: Lendnote at none against IOUly's 4. Lendnote also leads on update cadence (every 3 days vs every 9 days). IOUly's advantage is ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Both are free to download. IOUly sells 4 in-app purchases, starting at $4.99 per month. Lendnote asks for nothing beyond the download.

IOUly ships an update every 9 days, Lendnote every 3 days. The most recent releases landed on September 17, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | IOUly | Lendnote |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Every 9 days | **Every 3 days** |
| Size | 80 MB | 54 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | +4 | 4+ |
| Developer | [Serdar OZKAN](https://appshunter.io/developer/1539288181) | [Nam Truong Phuong](https://appshunter.io/developer/6774566741) |

## What reviewers say

### IOUly

[App page](https://appshunter.io/ios/app/iouly-iou-tracker/id6760676140)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Whos Pro: Monthly | $4.99 | per month |
| Whos Pro: Yearly | $29.99 | per year |
| Lifetime · One-Time Offer | $39.99 | one-time |
| Whos Pro: Lifetime | $69.99 | one-time |


### Lendnote

[App page](https://appshunter.io/ios/app/lendnote-smart-debt-tracker/id6774566739)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is IOUly free?

IOUly is free to download, with in-app purchases available.

### Is Lendnote free?

Lendnote is free to download, with no in-app purchases.

### Do IOUly or Lendnote have ads?

Lendnote shows ads; IOUly does not.

### Which is updated more often, IOUly or Lendnote?

IOUly ships an update every 9 days, and Lendnote every 3 days. Most recently, IOUly was updated on September 17, 2026 and Lendnote on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*